Peter Pullian
Head of Investor Relations
Replay available
OneMain Holdings, Inc. (NYSE: OMF) Q3 2025 earnings conference call, held 2025-10-31. Replay captured from the company's public earnings webcast.

Head of Investor Relations
Chairman and Chief Executive Officer
Chief Financial Officer
Analyst, Barclays
Analyst, Deutsche Bank
Analyst, Bank of America
Analyst, TD Cowan
Analyst, Wells Fargo
Analyst, Stephens
Analyst, Evercore ISI
Analyst, BTIG
Please stand by, your program is about to begin. If you need assistance during your conference today, please press star zero. Welcome to the OneMain Financial third quarter 2025 earnings conference call and webcast. Hosting the call today from one main is Peter bullion head of investor relations today's call is being recorded at this time all participants have been placed in a listen only mode and the floor will be open for your questions, following the presentation. If you would like to ask a question at that time, please press star one on your telephone keypad. If at any point, your question has been answered, you may remove yourself from the queue by pressing star to. We do ask that you limit yourself to one question and one follow-up, and please pick up your handset to allow for optimal sound quality. Lastly, if you should require operator assistance, please press star zero. It is now my pleasure to turn the floor over to Peter Pullian. You may begin. Thank you, operator. Good morning, everyone, and thank you for joining us. Let me begin by directing you to page two of the third quarter 2025 investor presentation, which contains important disclosures concerning forward-looking statements and the use of non-GAAP measures. The presentation can be found in the investor relations section of the OneMain website. Our discussion today will contain certain forward-looking statements reflecting management's current beliefs about the company's future, financial performance, and business prospects. And these forward-looking statements are subject to inherent risks and uncertainties and speak only as of today. Factors that could cause actual results to differ materially from these forward-looking statements are set forth in our earnings press release. We caution you not to p...