Old National Bancorp (ONB) Q1 2025 Earnings Call

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WEBVTT 00:00:01.600 -- 00:00:07.386 Welcome to the Old National Banker First Quarter 2025 Earnings Conference call. 00:00:07.386 -- 00:00:12.232 This call is being recorded and has been made accessible to the public in accordance 00:00:12.232 -- 00:00:17.497 with the SEC's Regulation FT. Corresponding presentation slides 00:00:17.497 -- 00:00:22.703 can be found on the investor relations page at oldnational.com and will be archived 00:00:22.703 -- 00:00:27.989 there for 12 months. Management would like to remind everyone that certain statements 00:00:27.989 -- 00:00:33.142 on today's call may be forward-looking in nature and are subject to certain risks, 00:00:33.142 -- 00:00:38.168 uncertainties, and other factors that would cause actual results or outcomes 00:00:38.168 -- 00:00:41.130 to differ from those discussed. 00:00:41.192 -- 00:00:45.858 The company refers you to its forward-looking statement legend in the earnings release 00:00:45.858 -- 00:00:51.065 and presentation slides. The company's risk factors are fully disclosed and discussed 00:00:51.065 -- 00:00:53.980 within its SEC filings. 00:00:53.980 -- 00:00:58.885 In addition, certain slides contain non-GAAP measures, which management believes provide 00:00:58.885 -- 00:01:01.227 more appropriate comparisons. 00:01:01.227 -- 00:01:05.932 These non-GAAP measures are intended to assist investors' understanding of performance 00:01:05.932 -- 00:01:12.299 trends. Reconciliations for these numbers are contained within the appendix of the presentation. 00:01:12.299 -- 00:01:17.464 I'd now like to turn the call over to Old National's Chairman and CEO Jim Ryan for 00:01:17.464 -- 00:01:20.805 opening remarks. Mr. Ryan? 00:01:20.987 -- 00:01:24.983 Good morning. Earlier today, Old National reported our first quarte...