Jim Ryan
Chairman and Chief Executive Officer
Replay available
Old National Bancorp (NASDAQ: ONB) Q4 2025 earnings conference call, held 2026-01-21. Replay captured from the company's public earnings webcast.

Chairman and Chief Executive Officer
Vice President, Investor Relations
Analyst, Hoag Group
Analyst, Barclays
Analyst, Citi
President, Commercial Banking
Analyst, Stephens
Analyst, TD Cowen
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WEBVTT 00:00:02.022 -- 00:00:07.070 Welcome to the Old National Bancorp fourth quarter and full year 2025 earnings 00:00:07.070 -- 00:00:11.638 conference call. This call is being recorded and has been made accessible to the public 00:00:11.638 -- 00:00:14.603 in accordance with the SEC's regulation FD. 00:00:14.603 -- 00:00:20.193 Corresponding presentation slides can be found on the investor relations page at oldnational.com 00:00:20.193 -- 00:00:24.900 and will be archived there for 12 months. Management would like to remind everyone that 00:00:24.900 -- 00:00:29.180 certain statements on today's call may be forward-looking in nature and are subject to 00:00:29.180 -- 00:00:33.484 certain risks, uncertainties, and other factors that could cause actual results or outcomes 00:00:33.484 -- 00:00:38.028 to differ from those discussed. The company refers you to its forward-looking statement 00:00:38.028 -- 00:00:41.431 legend in the earnings release and presentation slides. 00:00:41.431 -- 00:00:46.456 The company's risk factors are fully disclosed and discussed within its SEC filings. 00:00:46.456 -- 00:00:50.440 In addition, certain slides contain non-GAAP measures, which management believes provide 00:00:50.440 -- 00:00:54.904 more appropriate comparisons. These non-GAAP measures are intended to assist investors' 00:00:54.904 -- 00:00:59.323 understanding of performance trends. Reconciliations for those numbers are contained 00:00:59.323 -- 00:01:04.250 within the appendix of the presentation. I'd now like to turn the call over to Old Nationals 00:01:04.250 -- 00:01:07.515 Chairman and CEO Jim Ryan for opening remarks. 00:01:07.515 -- 00:01:09.638 Mr. Ryan. 00:01:09.638 -- 00:01:13.884 Good morning. Before we get started, I want to congratulate the Indiana Hoosiers ...