Old National Bancorp (ONB) Q2 2026 Earnings Call

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WEBVTT 00:00:00.091 -- 00:00:05.296 Welcome to the Old National Bancorp Second Quarter Earnings Conference Call. 00:00:05.296 -- 00:00:10.280 This call is being recorded and has been made accessible to the public in accordance 00:00:10.280 -- 00:00:15.585 with the SEC's Regulation FD. The audio webcast and corresponding 00:00:15.585 -- 00:00:21.671 presentation slides can be found on the Investor Relations page at oldnational.com 00:00:21.671 -- 00:00:26.734 and will be archived there for 12 months. Management would like to remind everyone 00:00:26.734 -- 00:00:31.876 that certain statements on today's call may be forward looking in nature 00:00:31.876 -- 00:00:36.958 and are subject to certain risks, uncertainties and other factors that could cause 00:00:36.958 -- 00:00:41.200 actual results or outcomes to differ from those discussed. 00:00:41.200 -- 00:00:45.882 The company refers you to its forward looking statement legend in the earnings release 00:00:45.882 -- 00:00:51.104 and presentation slides. The company's risk factors are fully disclosed and discussed 00:00:51.104 -- 00:00:53.723 within its SEC filings. 00:00:53.723 -- 00:00:58.967 In addition, certain slides contain non-GAAP measures, which management believes 00:00:58.967 -- 00:01:04.252 provide more appropriate comparisons. These non-GAAP measures are intended to assist 00:01:04.252 -- 00:01:07.654 investors' understanding of performance trends. 00:01:07.654 -- 00:01:14.180 Reconciliations for these numbers are contained within the appendix of the presentation. 00:01:14.180 -- 00:01:19.264 I'd now like to turn the call over to Old Nationals Chairman and CEO Jim Ryan 00:01:19.264 -- 00:01:23.194 for opening remarks. Mr. Ryan? 00:01:23.194 -- 00:01:27.436 Good morning. Earlier today, Old National reported...