Northwest Bancshares, Inc. (NWBI) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

If you would like to ask a question during this time, simply press star followed by the number one on your telephone keypad. If you would like to withdraw your question, press star one again. Thank you. I would now like to turn the call over to we will refer to information included in the supplemental fourth quarter and full year 2025 earnings presentation, which is available on our investor relations website. If you'd like to read our forward looking and other related disclosures, you can find them on slide two. Thank you. And now I'll hand it over to Luke. Good morning, everyone. Thank you for joining us today to discuss our fourth quarter and 2025 full year results. I'll let Doug take you through the specifics of our strong fourth quarter performance. I would like to take a step back and reflect on a transformational year for Northwest and how our achievements position us for continued growth in 2026. On slide four, you can see some of the financial highlights of 2025. We closed on a significant acquisition, drove record revenue of $655 million for the full year, and continued to expand the firm's net interest margin. Coupled with our demonstrated expense management discipline through the closing and integration of our sizable acquisition, we drove double-digit EPS growth, all while investing in the talent, technology, and new financial centers and products to support our future growth prospects. One of the high points of the year was the acquisition and successful integration of Penn's Woods, bringing us into the ranks of the top 100 banks in the U.S. by assets. As well as adding 20 financial centers to our existing Pennsylvania footprint, we welcome new team members and thousands of new customers to Northwest. I'm proud of the team for its successful execution o...