Northwest Bancshares, Inc. Announces Fourth Quarter 2025 net income of $46 million, or $0.31 per diluted share

About this update from Northwest Bancshares, Inc.

[{"type":"text","content":" Adjusted net income (non-GAAP) of $49 million , or $0.33 per diluted share ","length":83,"tagName":"p","attribs":{}},{"type":"text","content":" Net interest margin expands to 3.69% amid solid performance ","length":59,"tagName":"p","attribs":{}},{"type":"text","content":" Year to date EPS of $0.92 per diluted share, 16% growth from the prior year ","length":75,"tagName":"p","attribs":{}},{"type":"text","content":" Record quarterly total revenue of $180 million, 17% growth from the prior year ","length":78,"tagName":"p","attribs":{}},{"type":"text","content":" COLUMBUS, Ohio , Jan. 26, 2026 /PRNewswire/ -- Northwest Bancshares, Inc., (the "Company"), (Nasdaq: NWBI) announced net income for the quarter ended December 31, 2025 of $46 million, or $0.31 per diluted share. This represents an increase of $13 million compared to the same quarter last year, when net income was $33 million, or $0.26 per diluted share, and an increase of $43 million compared to the prior quarter, when net income was $3 million, or $0.02 per diluted share. The annualized returns on average shareholders' equity and average assets for the quarter ended December 31, 2025 were 9.70% and 1.10% compared to 8.20% and 0.91% for the same quarter last year and 0.69% and 0.08% from the prior quarter.","length":728,"tagName":"p"},{"type":"image","alt":"(PRNewsfoto/Northwest Bancshares, Inc.)","displaySize":"","headline":null,"caption":"(PRNewsfoto/Northwest Bancshares, Inc.)","className":"","disableSlideshowImg":false,"size":{"original":{"width":400,"height":200,"url":"https://media.zenfs.com/en/prnewswire.com/7709fa7f0a4d0602595db3baefe0f452"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/RC5rPs58VxhKr8YNMATHiA--/YXBwaWQ9aGlnaGxhbmRlcjt3PTcwNTtoPTM1MztjZj13ZWJw/https://media.zenfs.com/en/prnewswire.com/7709fa7f0a4d0602595db3baefe0f452","width":400,"height":200}},"href":"https://mma.prnewswire.com/media/1019366/Northwest_Bancshares_1_Logo.html","hrefExternal":true,"rel":"nofollow"},{"type":"text","content":"Adjusted net income (non-GAAP) for the quarter ended December 31, 2025 was $49 million, or $0.33 per diluted share, which increased by $8 million from $41 million, or $0.29 per diluted share in the prior quarter. This increase was driven by an increase in net interest income of $6 million, coupled with an increase in noninterest income of $6 million and a decrease in adjusted provision expense partially offset by an increase in adjusted noninterest expense of $7 million for the quarter ended December 31, 2025. All quarterly results were impacted by a full quarter of the acquisition of Penns Woods Bancorp, Inc. ("Penns Woods") which closed in late July 2025. The adjusted annualized returns on average shareholders' equity (non-GAAP) and average assets (non-GAAP) for the quarter ended December 31, 2025 were 10.33% and 1.17% compared to 8.89% and 1.01% for the prior quarter.","length":912,"tagName":"p"},{"type":"text","content":"The Company also announced that its Board of Directors declared a quarterly cash dividend of $0.20 per share payable on February 18, 2026 to shareholders of record as of February 5, 2026. This is the 125th consecutive quarter in which the Company has paid a cash dividend. Based on the market value of the Company's common stock as of December 31, 2025, this represents an annualized dividend yield of approximately 6.7%.","length":445,"tagName":"p"},{"type":"text","content":"Louis J. Torchio, President and CEO, Northwest Bancshares commented, "2025 was a transformational year for Northwest Bank. We closed on a significant acquisition, drove record revenue of $655 million for the full year, and continued to expand the firm's net interest margin. Coupled with our demonstrated expense management discipline through the closing and integration of our sizeable acquisition, we drove double digit EPS growth, all while investing in the talent, technology, and new financial centers and products to support our future growth."","length":564,"tagName":"p"},{"type":"readMore"},{"type":"text","content":""I am excited at our prospects in 2026, and anticipate another year of record revenue growth, as we build out our consumer franchise in Columbus, deepen relationships in our existing core markets, and continue to build market share in our commercial lines of business."","length":279,"tagName":"p"},{"type":"text","content":" Balance Sheet Highlights ","length":24,"tagName":"p"},{"type":"table","headerItems":[],"items":[{"val":[{"colspan":"1","rowspan":"1","style":"PADDING-RIGHT:0.17em;PADDING-LEFT:0.17em;VERTICAL-ALIGN:BOTTOM;","val":[{"type":"text","content":" Dollars in thousands 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$13 million from the quarter ended September 30, 2025 primarily due to the quarterly change in income before income taxes.","length":232,"tagName":"p"},{"type":"text","content":"Net income increased from the quarter ended December 31, 2024 and September 30, 2025 due to the factors discussed above.","length":130,"tagName":"p"},{"type":"text","content":"Headquartered in Columbus, Ohio, Northwest Bancshares, Inc. is the bank holding company of Northwest Bank. Founded in 1896 Northwest Bank is a full-service financial institution offering a complete line of business and personal banking products, as well as employee benefits and wealth management services. As of December 31, 2025, Northwest operated 151 full-service financial centers and ten free standing drive-up facilities in Pennsylvania, New York, Ohio and Indiana. Northwest Bancshares, Inc.'s common stock is listed on The Nasdaq Stock Market LLC ("NWBI"). Additional information regarding Northwest Bancshares, Inc. and Northwest Bank can be accessed online at www.northwest.com .","length":703,"tagName":"p"},{"type":"text","content":"Investor Contact: Michael Perry, Corporate Development & Strategy (814) 726-2140 Media Contact: Ian Bailey, External Communications (380) 400-2423","length":150,"tagName":"p"},{"type":"text","content":"# # #","length":5,"tagName":"p","attribs":{}},{"type":"text","content":"This release may contain forward-looking statements. When used or incorporated by reference in disclosure documents, the words "believe," "anticipate," "estimate," "expect," "project," "target," "goal" and similar expressions are intended to identify forward-looking statements within the meaning of section 27A of the Securities Act of 1933 and section 21E of the Securities Exchange Act of 1934. These forw...

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