Northwest Bancshares, Inc. (NWBI) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Hello and thank you for standing by. My name is Bella and I will be your conference operator today. At this time, I would like to welcome everyone to Northwest Bank Shares in Q3 2025 earnings call. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer session. If you would like to ask a question during this time, simply press star, then the number one on your telephone keypad. To withdraw your question, press star 1 again. I would now like to turn the conference over to Michael Perry, Managing Director, Corporate Development and Strategy and Investor Relations. You may begin. Good morning, everyone, and thank you, operator. Welcome to Northwest Bank Shares Third Quarter 2025 Earnings Call. Joining me today are Lou Torchio, President and CEO of Northwest Bank Shares, Doug Shosser, our Chief Financial Officer, and TK Krill, our chief credit officer. During this call, we will refer to information included in the supplemental third quarter earnings presentation, which is available on our investor relations website. If you'd like to read our forward-looking and other related disclosures, you can find them on slide two. Thank you, and now I'll hand it over to Lou. Thank you, Michael, and good morning, everyone. Thank you for joining us today to discuss our third quarter results. It was a busy and productive third quarter, and I'm pleased with our results and the team's performance. At the end of July, we closed the Pennswood merger, the largest transaction in our company's history, and completed customer and data conversion and financial center rebranding. This is Northwest's first quarter as a combined entity with about two-thirds of a full quarter of combined company results. Deal synergies ar...