Northeast Bank (NBN) Q4 2026 Earnings Call

Investor webinar replay

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Replay transcript excerpt

WEBVTT 00:00:00.051 -- 00:00:05.212 Welcome to the Northeast Bank fourth quarter FY2026 earnings call. 00:00:05.212 -- 00:00:09.113 My name is Michelle and I will be your operator for today's call. 00:00:09.113 -- 00:00:14.194 This call is being recorded. With us today from the bank is Rick Wayne, President 00:00:14.194 -- 00:00:18.655 and Chief Executive Officer, Santino Delmolino, 00:00:18.655 -- 00:00:24.475 Chief Financial Officer, and Pat Dignan, Chief Operating Officer and Chief Credit Officer. 00:00:24.475 -- 00:00:28.736 Prior to the call, an investor presentation was uploaded to the bank's website, which 00:00:28.736 -- 00:00:34.058 we will reference in this morning's call. The presentation can be accessed at the Investor 00:00:34.058 -- 00:00:37.079 Relations section of northeastbank.com 00:00:37.079 -- 00:00:39.480 under Events and Presentations. 00:00:39.480 -- 00:00:43.842 You may find it helpful to download this investor presentation and follow along during 00:00:43.842 -- 00:00:49.003 the call. Also, this call will be available for rebroadcast on the website 00:00:49.003 -- 00:00:54.145 for further use. At this time, all participants are in a listen-only mode. 00:00:54.145 -- 00:00:57.106 Later, we will conduct a question and answer session. 00:00:57.106 -- 00:01:01.146 During the question and answer session, if you have a question, please press star 11 00:01:01.146 -- 00:01:03.406 on your telephone. 00:01:03.787 -- 00:01:07.267 To remove yourself from the queue, please press star 11 again. 00:01:07.267 -- 00:01:10.648 As a reminder, the conference is being recorded. 00:01:10.648 -- 00:01:15.209 Please note that this presentation contains forward-looking statements about Northeast 00:01:15.209 -- 00:01:19.969 Bank. Forward-looking statements are based ...