Northeast Bank (NBN) Q2 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Welcome to the Northeast Bank second quarter fiscal year 2026 earnings call. My name is Marvin and I'll be your operator for today's call. This call is being recorded. With us today from the bank is Rick Wayne, President and Chief Executive Officer, Santino de Molino, Chief Financial Officer, and Pat Dignan, Chief Operating Officer and Chief Credit Officer. Prior to the call, An investor presentation was uploaded to the bank's website, which will be referenced in this morning's call. The presentation can be accessed at the Investor Relations section of northbank.com under Events and Presentations. You may find it helpful to download this investor presentation and follow along during the call. Also, this call will be available for a rebroadcast on the website for future use. At this time, all participants are in listen-only mode. Later, we'll conduct a question and answer session. During the question and answer session, if you have a question, please press star 1-1 to ask the question. To remove yourself from the queue, press star 1-1 again. As a reminder, the conference is pre-recorded. Please note that this presentation contains forward-looking statements about Northeast Bank. Forward-looking statements are based upon the current expectations of Northeast Bank management and are subject to risks and uncertainties. Actual results may differ materially from those discussed in the forward-looking statements. Northeast Bank does not undertake any obligation to update any forward-looking statements. I'll now turn the call over to Wayne. Mr. Wayne, you may begin. Thank you, Marvin. Good morning. I want to start off with just an administrative matter as we're going through the material this morning. During the course of the year, and in fact years, we get input from shareh...