Northeast Bank (NBN) Q3 2026 Earnings Call

Investor webinar replay

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:05.260 Welcome to the Northeast Bank Third Quarter Fiscal Year 2026 Earnings Call. 00:00:05.260 -- 00:00:08.606 My name is Marvin, and I'll be your operator for today's call. 00:00:08.606 -- 00:00:13.956 This call is being recorded. With us today from the bank is Rick Wayne, President 00:00:13.956 -- 00:00:19.105 and Chief Executive Officer, Santino de Molino, Chief Financial Officer, and Pat 00:00:19.105 -- 00:00:23.120 Dignans, Chief Operating Officer and Chief Credit Officer. 00:00:23.120 -- 00:00:27.405 Prior to the call, an investor presentation was uploaded to the bank's website, which 00:00:27.405 -- 00:00:32.711 we'll reference in this morning's call. The presentation can be accessed at the Investors 00:00:32.711 -- 00:00:35.815 Relations sections of northeastbank.com 00:00:35.815 -- 00:00:38.018 under Events and Presentation. 00:00:38.018 -- 00:00:42.243 You may find it helpful to download this investor presentation and follow along during 00:00:42.243 -- 00:00:47.489 the call. Also, this call will be available for rebroadcast on the website for future 00:00:47.489 -- 00:00:51.752 use. At this time, all participants are listen-only mode. 00:00:51.752 -- 00:00:53.877 Later, we will conduct a question and answer session. 00:00:53.877 -- 00:00:57.946 During the question and answer session, if you have a question, please press star 11 00:00:57.946 -- 00:01:02.997 to ask the question. To remove yourself from the queue, please press 00:01:02.997 -- 00:01:07.443 star 11 again. As a reminder, the conference is being recorded. 00:01:07.443 -- 00:01:11.987 Please note this presentation contains forward-looking statements about Northeast Bank. 00:01:11.987 -- 00:01:16.792 Forward-looking statements are based upon current expectations of Nor...