MANX FINANCIAL GROUP PLC (MFX) — FY Results

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WEBVTT NOTE Transcription provided by Deepgram Request Id: 01a04317-88ba-79f2-b208-94466767dd42 Created: 2026-08-27T12:00:49.455Z Duration: 2334.927 Channels: 1 00:00:00.640 -- 00:00:02.639 Good morning, and welcome to the MANX FINANCIAL 00:00:02.639 -- 00:00:04.480 GROUP PLC investor presentation. 00:00:04.560 -- 00:00:06.879 Throughout this recorded presentation, investors will be in 00:00:06.879 -- 00:00:09.200 listen only mode. Questions are encouraged and could 00:00:09.200 -- 00:00:10.800 be submitted at any time via the q 00:00:10.800 -- 00:00:12.320 and a tab situated on the right hand 00:00:12.320 -- 00:00:14.115 corner of your screen. Simply type in your 00:00:14.115 -- 00:00:16.355 questions and press send. The company may not 00:00:16.355 -- 00:00:17.875 be in a position to answer every question 00:00:17.875 -- 00:00:20.115 it receives during the meeting itself. However, the 00:00:20.115 -- 00:00:22.115 company can review all questions submitted today and 00:00:22.115 -- 00:00:24.275 publish responses where it's appropriate to do so. 00:00:24.435 -- 00:00:26.115 Before we begin, I'd like to submit the 00:00:26.115 -- 00:00:28.099 following poll. And I'd now like to hand 00:00:28.099 -- 00:00:30.099 you over to Douglas Grant, CEO. Good morning, 00:00:30.099 -- 00:00:30.579 sir. 00:00:31.220 -- 00:00:33.540 Thank you, Lily. Good morning, everyone. My name 00:00:33.540 -- 00:00:35.540 is Douglas Grant. With me today is the 00:00:35.540 -- 00:00:39.059 group finance director, James Smead. It's our pleasure 00:00:39.059 -- 00:00:42.385 to talk you talk you through the 2025 00:00:42.385 -- 00:00:43.665 annual results. 00:00:45.265 -- 00:00:47.425 As always, there's a a disclaimer. I'm sure 00:00:47.425 -- 00:00:49.505 you've seen hundreds of these in the past, ...