Live Oak Bancshares, Inc. (LOB) Q2 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Hello, everyone. Thank you for joining us and welcome to the second quarter 2026 Live Oak Bancshares, Inc. Earnings Conference Call. After today's prepared remarks, we will host a question and answer session. If you would like to ask a question, please press star one to raise your hand. To withdraw your question, press star one again. I will now hand the conference over to Greg Seward, General Counsel. Greg, please go ahead. Thank you and good morning, everyone. Welcome to Live Oak's second quarter of 2026 earnings conference call. We're webcasting live over the internet and this call is being recorded. To access the call over the internet and review the presentation material that we will reference on the call, please visit our website at investor.liveoak.bank and go to the events and presentations tab for supporting materials. Our earnings release is also available on our website. Before we get started, I would like to caution you that we may make forward-looking statements during today's calls that are subject to risks and uncertainties. Factors that may cause the actual results to differ materially from our expectations are detailed in the materials accompanying this call and in our SEC filings. We do not undertake to update the forward-looking statements to reflect the impact of circumstances or events that may arise after the date of today's call. Information about any non-GAAP financial measures referenced, including reconciliation of those measures to GAAP measures, and also be found in our SEC filings in the presentation materials. I would now turn the call over to our president, D.J. Losch. Thanks, Greg. Good morning, everybody. Thanks for joining us. Let's get started on slide four. Our strategy to create more sustainable earnings momentum here at LIVO cont...