Live Oak Bancshares, Inc. (LOB) Q1 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good morning, ladies and gentlemen, and welcome to the Q1 2026 Live Oak Bank Shares, Inc. Earnings Conference call. At this time, note that all participant lines are in the listen-only mode. Following the presentation, we will conduct a question and answer session. And if at any time during this call you require immediate assistance, please press star zero for the operator. Also note that this call is being recorded on Thursday, April 23rd, 2026. And I would like to turn the conference over to General Counsel Greg Seward. Please go ahead, sir. Thank you and good morning, everyone. Welcome to Live Oak's first quarter 2026 earnings conference call. We're a webcasting library of the internet, and this call is being recorded. To access the call over the internet and review the presentation materials that we will reference on the call, please visit our website at investor.liveoak.bank and go to the events and presentations tab for supporting materials. Our earnings release is also available on our website. Before we get started, I would like to caution you that we may make forelooking statements during today's call that are subject to risks and uncertainties. Factors that may cause actual results to differ materially from our expectations are detailed in the materials accompanying this call and our SEC violence. We do not undertake to update the forelooking statements to reflect the impact of circumstances or events that may arise after the date of today's call. Information about any non-GAAP financial measures referenced including reconciliation of those measures, the GAAP measures, can also be found in our S&C filings and in the presentation materials. I will now turn the call over to our Chairman and CEO, Chip Mahan. Good morning, everyone. Team Live Oak is excited to ...