Live Oak Bancshares, Inc. (LOB) Q2 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

the presentation, we will conduct a question and answer session. If anyone has any difficulties hearing the conference, please press star zero for operator assistance at any time. I would now like to turn the conference call over to Greg Seward, Chief Risk Officer and General Counsel. Please go ahead. Thank you and good morning, everyone. Welcome to Live Oak Second Corps 2025 earnings conference call. We are webcasting live over the Internet and this call is being recorded. To access the call over the Internet and review the presentation materials that we will reference on the call, please visit our website at .liveoakbank.com and go to the events and presentations tab for supporting materials. Our earnings release is also available on our website. Before we get started, I would like to caution you that we may make forward-looking statements during today's call that are subject to risks and uncertainties. Factors that may cause actual results to differ materially from our expectations are detailed in the materials accompanying this call and in our SEC filings. We do not undertake to update the forward-looking statements to reflect the impact of circumstances or events that may arise after the date of today's call. Information about any non-GAAP financial measures referenced, including reconciliation of those measures, the GAAP measures, can also be found in our SEC filings and in the presentation materials. I will now turn the call over to B.J. Loesch, President of Live Oak Bankers. Great. Thanks. Good morning, Greg. Good morning, everyone. In the room here, just so you know, I've got Chip, I've got Walt Pfeiffer and Michael Karns to go through some brief comments and answer any questions that you've got. So let's get started on slide four. And I am excited about thi...