Komercni Banka As (KMERF) Q1 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

You've been muted. To unmute yourself, press star 6. This meeting is being recorded. This meeting is being transcribed. Thank you for sharing your time with us today. It is the 30th of April, 2026, and we are going to discuss the results of Commercinibanka Group for the first quarter of this year, 2026. Please note that this call is being recorded. Our presenters today will be Jan Juchelka, Chairman of Management Board and CEO of Komerský Mánka, and Etienne Roulerc, Chief Financial Officer. We also have ready to answer your questions Ander Kučkovský, Chief Risk Officer, Miroslav Hirschel, Head of Retail Banking, Katarína Kurucová, Head of Corporate and Investment Ranking, Jitka Halbová, Chief Operations Officer, and Margo Simpson, Chief Digital Officer. As always, we will begin with the presentation of results, which will be later followed by a questions and answers session. During the presentation part, our participants will be on listen-only mode. We would appreciate if you could keep your microphones muted during that time. So that's it from me and now I would like to hand over to Jan Juchelka to begin the presentation. Thank you. All right. Thank you for being with us. Welcome everyone. It's my pleasure together with the team to guide you through the presentation of Q1 2026 results. Before we start flipping the pages, Let me say that the first quarter of 2026 was framed by the fact that back in 2025 we finalized the transfer of retail clients to brand new, completely new technological stack, which is for us the technology was not the target, the technology was the enabler to finalize, let's say, much more simplified way we work we prepare innovations we are putting products in front of our clients and we do it in much less number of people after simplifying the o...