Kingsway Financial Services Inc (KFS) Q1 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:04.782 Good day and welcome to the Kingsway first quarter 2025 earnings call. 00:00:04.782 -- 00:00:07.348 At this time all participants are in a listen only mode. 00:00:07.348 -- 00:00:10.656 A question and answer session will follow the formal presentation. 00:00:10.656 -- 00:00:13.442 Please note this conference is being recorded. 00:00:13.442 -- 00:00:18.153 With me on the call are JT Fitzgerald, Chief Executive Officer and Kent Hanson, Chief 00:00:18.153 -- 00:00:22.453 Financial Officer. Before we begin, I want to remind everybody that today's conference 00:00:22.453 -- 00:00:26.537 may contain forward-looking statements. Forward-looking statements include statements 00:00:26.537 -- 00:00:31.823 regarding the future, including expected revenue, operating margins, expenses, and future 00:00:31.823 -- 00:00:37.469 business outlook. Actual results or trends could materially differ from those contemplated 00:00:37.469 -- 00:00:42.374 by those forward-looking statements. For a discussion of such risks and uncertainties, 00:00:42.374 -- 00:00:46.859 which could cause actual results to differ from those expressed or implied in the forward-looking 00:00:46.859 -- 00:00:51.463 statements, Please see the risk factors detail in the company's annual report on Form 00:00:51.463 -- 00:00:56.651 10-K and subsequent Forms 10-Q and Forms 8-K filed 00:00:56.651 -- 00:00:59.376 with the Securities and Exchange Commission. 00:00:59.376 -- 00:01:04.464 Please note also that today's call may include the use of non-GAAP metrics that management 00:01:04.464 -- 00:01:07.609 utilizes to analyze the company's performance. 00:01:07.609 -- 00:01:12.998 A reconciliation of such non-GAAP metrics to the most comparable GAAP measures is available 00:01:12.998 -- 00...