Kingsway Financial Services Inc (KFS) Q2 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:05.457 Good day and welcome to the Kingsway second quarter 2025 earnings 00:00:05.457 -- 00:00:10.682 call. At this time, all participants are in a listen-only mode. 00:00:10.682 -- 00:00:14.666 A question and answer session will follow the formal presentation. 00:00:14.666 -- 00:00:17.850 Please note this conference is being recorded. 00:00:17.850 -- 00:00:23.075 With me on the call are JT Fitzgerald, Chief Executive Officer, 00:00:23.075 -- 00:00:28.162 and Kent Hanson, Chief Financial Officer. Before we begin, 00:00:28.162 -- 00:00:33.389 I want to remind everyone that today's conference call may contain forward-looking statements. 00:00:33.389 -- 00:00:38.496 Forward-looking statements include statements regarding the future, including expected 00:00:38.496 -- 00:00:44.483 revenue, operating margins, expenses, and future business outlook. 00:00:44.483 -- 00:00:49.790 Actual results of trends could materially differ from those contemplated by those forward-looking 00:00:49.790 -- 00:00:55.023 statements. For a discussion of such risks and uncertainties, which could cause actual 00:00:55.023 -- 00:00:59.468 results to differ from those expressed or implied in the forward-looking statements, 00:00:59.468 -- 00:01:05.095 please see the risk factors detailed in the company's annual report on the Form 10-K 00:01:05.095 -- 00:01:10.201 and subsequent Forms 10-Q and Forms 8-K filed with the Security and 00:01:10.201 -- 00:01:15.246 Exchange Commission. Please note also that today's call may include the use 00:01:15.246 -- 00:01:20.525 of non-GAAP metrics that management utilises to analyse the company's performance. 00:01:20.525 -- 00:01:25.593 A reconciliation of such non-GAAP metrics to the most comparable GAAP measures is 00:01:25.593 -- 0...