ICICI Bank Limited (IBN) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

for you to ask questions after the presentation concludes. Should you need assistance during the conference call, please signal an operator by pressing star then zero on your touchtone phone. Please note that this conference is being recorded. I now hand the conference over to Mr. Sandeep Bakshi, Managing Director and Chief Executive Officer of ICICI Bank. Thank you and over to you. Thank you. Good evening to all of you. and welcome to the ICICI Bank Earnings Call to discuss the results for Q4 of FY 2025. Joining us today on this call are Sandeep Batra, Rakesh, Ajay, Anandya, and Abhinik. At ICICI Bank, our strategic focus continues to be on growing profit before tax, excluding treasuries. through the 360-degree customer-centric approach, and by serving opportunities across ecosystems and micro-markets. We continue to operate within a strategic framework to strengthen our franchise. Maintaining high standards of governance, deepening coverage, and enhancing delivery capabilities are focus areas for our risk-calibrated profitable growth. The profit before tax, excluding Treasury, grew by 13.2% year-on-year, to 165.34 billion rupees in this quarter and by 11.4% year on year to 607.13 billion rupees in financial year 2025. The core operating profit increased by 13.7% year on year to 174.25 billion rupees in this quarter and by 12.5% year on year to 653.96 billion rupees in financial year 2025. The profit after tax grew by 18% year on year to 126.30 billion rupees in this quarter. For the fiscal year 2025, the profit after tax grew by 15.5% year on year to 472.27 billion rupees. The consolidated profit after tax grew by 15.7% year on year to 135.02 billion rupees in this quarter and by 15.3% year-on-year to Rs. 510.29 billion in FY2025. The Board has recommended a divide...