Emily Beynon
Transcriptionist
Replay available
ICICI Bank Limited (NYSE: IBN) Q2 2026 earnings conference call, held 2025-10-18. Replay captured from the company's public earnings webcast.

Transcriptionist
Managing Director & Chief Executive Officer, ICICI Bank
Executive Director & Chief Financial Officer, ICICI Bank
Analyst, Nuwama
Analyst, J.P. Morgan
Analyst, Bank of America
Analyst, Citigroup
Analyst, IIFL Capital
Analyst, CLSA
Analyst, Autonomous Group
Ladies and gentlemen, please stay connected. The call will begin in the next two to three minutes. Thank you. Ladies and gentlemen, you're connected for the ICICI Bank Earnings Conference Call. The call will begin in the next few minutes. Thank you. Thank you. Thank you. Thank you. © transcript Emily Beynon © transcript Emily Beynon Ladies and gentlemen, good day and welcome to the Q2 FY26 earnings conference call of ICICI Bank. As a reminder, all participant lines will be in the listen-only mode, and there will be an opportunity for you to ask questions after the presentation concludes. Should you need assistance during the conference call, please signal an operator by pressing star, then zero on your touch-tone phone. Please note that this conference is being recorded. I now hand the conference over to Mr. Sandeep Bakshi, Managing Director and Chief Executive Officer of ICSA Bank. Thank you and over to you, sir. Thank you. Good evening to all of you and welcome to the ICSA Bank Earnings Call to discuss the results for Q2 of financial year 2026. Joining us today on this call are Sandeep Batra, Rakesh, Ajay, Anandya and Abhinag. At ICICI Bank, our strategic focus continues to be on growing profit before tax, excluding treasury, through the 360-degree customer-centric approach and by serving opportunities across ecosystems and micro-markets. We continue to operate within the framework of our values to strengthen our franchise, maintaining high standards of governance, deepening coverage, and enhancing the delivery capabilities. with a focus on simplicity and operational resilience, are key drivers for our risk-calibrated profitable growth. The profit before tax, excluding treasury, grew by 9.1% year-on-year to Rs. 161.64 billion in this quarter. The core operating pro...