ICICI Bank Limited (IBN) Q4 2026 Earnings Call

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WEBVTT 00:00:01.347 -- 00:00:06.493 Ladies and gentlemen, good day and welcome to ICICI Bank Limited Q4F526 00:00:06.493 -- 00:00:11.478 Earnings Conference Call. As a reminder, all participant lines will be in the listen 00:00:11.478 -- 00:00:16.003 only mode and there will be an opportunity for you to ask questions after the presentation 00:00:16.003 -- 00:00:17.525 concludes. 00:00:17.525 -- 00:00:21.609 Should you need assistance during the conference call, please signal an operator by pressing 00:00:21.609 -- 00:00:27.503 star then zero on your touchstone phone. Please note that this conference is being recorded. 00:00:27.503 -- 00:00:32.389 I now hand the conference over to Mr. Sandeep Bakshi, Managing Director and Chief Executive 00:00:32.389 -- 00:00:36.934 Officer of ICICI Bank. Thank you and over to you, sir. 00:00:36.934 -- 00:00:38.636 Thank you. 00:00:38.636 -- 00:00:43.902 Good evening to all of you and welcome to the ICICI Bank earnings call to discuss the 00:00:43.902 -- 00:00:48.745 results for Q4 of FY2026. 00:00:48.908 -- 00:00:54.740 Joining us today on this call are Sandeep Batra, Rakesh, Ajay, Anandiya and Abhinay. 00:00:54.740 -- 00:01:00.068 At ICSA Bank, our strategic focus continues to be on growing profits before tax, excluding 00:01:00.068 -- 00:01:05.317 treasury, through the 360-degree customer-centering approach and by serving opportunities 00:01:05.317 -- 00:01:08.281 across ecosystems and micro-markets. 00:01:08.281 -- 00:01:13.069 We continue to operate within the framework of our values to strengthen our franchise. 00:01:13.069 -- 00:01:17.556 Maintaining high standards of governance, keeping coverage, and enhancing delivery capabilities 00:01:17.556 -- 00:01:22.989 with a focus on simplicity and operational resilience, are key driv...