María Lorena Gutiérrez-Potero
Chief Executive Officer
Replay available
Grupo Aval Acciones y Valores S.A. ADR (Each representing 20 preferred shares) (AVAL) Q4 2025 Earnings Call
Grupo Aval Acciones y Valores S.A. ADR (Each representing 20 preferred shares) (NYSE: AVAL) Q4 2025 earnings conference call, held 2026-02-26. Replay captured from the company's public earnings webcast.
Hosted by
Featured presenters
Paula Durán
Corporate Vice President of Sustainability and Strategic Projects
Brian Flores
Analyst, Citibank
Camilo Pérez
Chief Economist, Banco de Bogotá
Daniel Mora
Analyst, Credit Corp Capital
Diego Solano
Chief Financial Officer
Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Grupo Aval Acciones Y Valores Sa.
Replay transcript excerpt
WEBVTT 00:00:00.031 -- 00:00:05.637 Welcome to Grupo Aval's fourth quarter 2025 Consolidated Results Conference Call. 00:00:05.637 -- 00:00:09.320 My name is Regina, and I will be your operator for today's call. 00:00:09.320 -- 00:00:15.006 Grupo Aval Acciones y Valores S.A. Grupo Aval is an issuer of securities in Colombia 00:00:15.006 -- 00:00:20.511 and in the United States SEC. As such, it is subject to compliance with securities 00:00:20.511 -- 00:00:23.094 regulation in Colombia and applicable U.S. 00:00:23.094 -- 00:00:28.668 securities regulation. Grupo Aval is also subject to the inspection and supervision 00:00:28.668 -- 00:00:34.115 of the Superintendency of Finance as holding company of the Avow Financial Conglomerate. 00:00:34.115 -- 00:00:39.081 The consolidated financial information included in this document is presented in accordance 00:00:39.081 -- 00:00:43.206 with IFRS as currently issued by the IASB. 00:00:43.206 -- 00:00:48.173 Unconsolidated financial information of our subsidiaries and the Colombian banking system 00:00:48.173 -- 00:00:53.920 are presented in accordance with Colombian IFRS as reported the Superintendency of Finance. 00:00:53.920 -- 00:00:59.062 Details of the calculations of non-IFRS measures such as ROAA and 00:00:59.062 -- 00:01:03.646 ROAE, among others, are explained when required in this report. 00:01:03.646 -- 00:01:06.128 On November 27, 2025, 00:01:06.128 -- 00:01:11.173 Banco de Bogota's subsidiary, Multifinancial Holding Inc., MFG, entered into 00:01:11.173 -- 00:01:16.558 a share purchase agreement with BAC International Corporation, BIC, a subsidiary 00:01:16.558 -- 00:01:21.963 of BAC Holding International Corp., for the disposal of 99.57% of the 00:01:21.963 -- 00:01:26.639 issued and outstanding shares of Multifi...