Paola Duren
Corporate VP of Sustainability and Strategic Projects
Replay available
Grupo Aval Acciones y Valores S.A. ADR (Each representing 20 preferred shares) (AVAL) Q3 2025 Earnings Call
Grupo Aval Acciones y Valores S.A. ADR (Each representing 20 preferred shares) (NYSE: AVAL) Q3 2025 earnings conference call, held 2025-11-13. Replay captured from the company's public earnings webcast.
Hosted by
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Jorge Castaño
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Maria Lorena Gutierrez-Botero
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Brian Flores
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Jorge Alcalvaro
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Diego Celano
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Diego Marquez
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Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Grupo Aval Acciones Y Valores Sa.
Replay transcript excerpt
WEBVTT 00:00:00.031 -- 00:00:05.516 Welcome to Grupo Eval's third quarter 2025 Consolidated Results Conference Call. 00:00:05.516 -- 00:00:09.280 My name is Regina, and I will be your operator for today's call. 00:00:09.280 -- 00:00:14.365 Grupo Eval Acciones y Valores S.A. Grupo Eval is an issuer of securities 00:00:14.365 -- 00:00:19.911 in Colombia and in the United States SEC. As such, it is subject to compliance 00:00:19.911 -- 00:00:22.954 with securities regulation in Colombia and applicable U.S. 00:00:22.954 -- 00:00:28.239 securities regulation. Grupo Eval is also subject to the inspection and supervision 00:00:28.239 -- 00:00:33.677 of the Superintendency of Finance, as holding company of the Evolve Financial Conglomerate. 00:00:33.677 -- 00:00:38.264 The consolidated financial information included in this document is presented in accordance 00:00:38.264 -- 00:00:42.391 with IFRS as currently issued by the IASB. 00:00:42.391 -- 00:00:47.199 Unconsolidated financial information of our subsidiaries and the Colombian banking system 00:00:47.199 -- 00:00:53.229 are presented in accordance with Colombian IFRS as reported the Superintendency of Finance. 00:00:53.229 -- 00:00:58.410 Details of the calculations of non-IFRS measures such as ROAA and 00:00:58.410 -- 00:01:03.377 ROAE, among others, are explained when required in this report. 00:01:03.377 -- 00:01:06.040 This report includes forward-looking statements. 00:01:06.040 -- 00:01:11.007 In some cases, you can identify these forward-looking statements by words such as may, 00:01:11.007 -- 00:01:16.375 will, should, expects, plans, anticipates, believes, estimates, predicts, 00:01:16.375 -- 00:01:21.422 potential, or continue, or the negative of these and other comparable words. 00:01:21.422 -- 00:01:26.453 A...