Maria Lorena Gutierrez Botero
Chief Executive Officer
Replay available
Grupo Aval Acciones y Valores S.A. ADR (Each representing 20 preferred shares) (NYSE: AVAL) Q2 2026 earnings conference call, held 2026-08-13. Replay captured from the company's public earnings webcast.

Chief Executive Officer
Analyst, Credicorp Capital
Chief Financial Officer
Chief Technology Officer
Analyst, Citibank
Chief Economist, Banco de Bogota
Analyst, JP Morgan
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WEBVTT NOTE Transcription provided by Deepgram Request Id: 01a04106-cdb2-7ef2-b154-58e617eaa032 Created: 2026-08-27T02:22:43.719Z Duration: 3928.1633 Channels: 1 00:00:00.880 -- 00:00:04.240 Welcome to Grupo Aval's Second Quarter twenty twenty 00:00:04.240 -- 00:00:07.200 six Consolidated Results Conference Call. My name is 00:00:07.200 -- 00:00:09.040 Regina, and I will be your operator for 00:00:09.040 -- 00:00:12.559 today's call. Grupo Aval Acciones y Valores S. 00:00:12.559 -- 00:00:14.960 A. Grupo Aval is an issuer of securities 00:00:14.960 -- 00:00:18.295 in Colombia and in The United States SEC. 00:00:18.615 -- 00:00:20.775 As such, it is subject to compliance with 00:00:20.775 -- 00:00:24.375 securities regulation in Colombia and applicable US securities 00:00:24.375 -- 00:00:25.175 regulation. 00:00:25.575 -- 00:00:28.295 Grupo Aval is also subject to the inspection 00:00:28.295 -- 00:00:31.095 and supervision of the superintendency of finance as 00:00:31.095 -- 00:00:34.030 holding company of the AVAL Financial Conglomerate. 00:00:34.510 -- 00:00:38.030 The consolidated financial information included in this document 00:00:38.030 -- 00:00:40.670 is presented in accordance with IFRS 00:00:40.670 -- 00:00:43.470 as currently issued by the IASB. 00:00:43.870 -- 00:00:46.830 Details of the calculations of non IFRS measures, 00:00:47.135 -- 00:00:48.415 such as ROAA 00:00:48.415 -- 00:00:50.015 and ROAE, 00:00:50.015 -- 00:00:52.495 among others, are explained when required in this 00:00:52.495 -- 00:00:53.135 report. 00:00:53.775 -- 00:00:56.015 On 11/27/2025, 00:00:56.015 -- 00:00:59.295 Banco de Bogota's subsidiary, Multi Financial Holding Inc, 00:00:59.295 -- 00:01:02.080 MFG, entered into a share purchase agreement with 00:01:02.080 -- 00:01:04.959 BAC In...