Five Star Bancorp (FSBC) Q1 2025 Earnings Call

Investor webinar replay

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WEBVTT 00:00:00.031 -- 00:00:06.299 Welcome to Five Star Bank Fourth Quarter and Year-End Earnings Webcast. 00:00:06.299 -- 00:00:09.943 Please note this is a closed conference call and you are encouraged to listen via the 00:00:09.943 -- 00:00:11.943 webcast. 00:00:12.126 -- 00:00:15.791 After today's presentation, there will be an opportunity for those provided with a dialing 00:00:15.791 -- 00:00:18.234 number to ask questions. 00:00:18.234 -- 00:00:22.639 To ask a question, you may press star and then one on your telephone keypads. 00:00:22.639 -- 00:00:27.603 To withdraw your questions, you may press star and two. 00:00:27.773 -- 00:00:31.317 Before we get started, we would like to remind you that today's meeting will include 00:00:31.317 -- 00:00:36.644 some forward-looking statements within the meaning of applicable securities laws. 00:00:36.644 -- 00:00:41.891 These forward-looking statements relate to, among other things, current plans, expectations, 00:00:41.891 -- 00:00:46.236 events, and industry trends that may affect the company's future operating results and 00:00:46.236 -- 00:00:48.657 financial position. 00:00:50.582 -- 00:00:52.044 Certain 00:00:52.044 -- 00:00:56.667 activities and results may differ materially from these expectations. 00:00:57.305 -- 00:01:01.849 For a more complete discussion of the risks and uncertainties that may cause actual results 00:01:01.849 -- 00:01:06.273 to differ materially from the company's forward-looking statements, please see the company's 00:01:06.273 -- 00:01:11.337 annual report on Form 10-K for the year ended December 31st, 2023, 00:01:11.337 -- 00:01:16.362 and quarterly reports on Form 10-Q for the three months ended March 31st, 00:01:16.362 -- 00:01:19.703 2024, June 30th, 2024, 00:01:20.025 -- 00:01:22.547...