Five Star Bancorp (FSBC) Q2 2026 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:05.056 Welcome to the Five Star Bancorp Second Quarter 2026 Earnings Webcast. 00:00:05.056 -- 00:00:08.899 Please note, this is the closed conference call and you are encouraged to listen via 00:00:08.899 -- 00:00:10.618 the webcast. 00:00:10.618 -- 00:00:14.219 Before we get started, we would like to remind you that today's meeting will include 00:00:14.219 -- 00:00:18.401 some forward-looking statements within the meeting of applicable securities laws. 00:00:18.401 -- 00:00:23.182 These forward-looking statements relate to, among other things, current plans, expectations, 00:00:23.182 -- 00:00:28.224 events, and industry trends that may affect the company's future operating results 00:00:28.224 -- 00:00:33.346 and financial position. Such statements involve risks and uncertainties, and future 00:00:33.346 -- 00:00:38.267 activities and results may differ materially from these expectations. 00:00:38.310 -- 00:00:42.393 For more complete discussion of the risks and uncertainties that may cause actual results 00:00:42.393 -- 00:00:46.736 to differ materially from the company's forward-looking statements, please see the company's 00:00:46.736 -- 00:00:52.380 annual report on Form 10-K for the year ended December 31, 2025, 00:00:52.380 -- 00:00:57.524 and quarterly report on Form 10-Q for the three months ended March 31, 00:00:57.524 -- 00:01:02.708 2026, and in particular, the information set forth in Item 1A, Risk 00:01:02.708 -- 00:01:05.215 Factors, in those reports. 00:01:05.215 -- 00:01:09.979 Please refer to slide 2 of the presentation, which includes disclaimers regarding forward-looking 00:01:09.979 -- 00:01:15.564 statements, industry data, unaudited financial data, and non-GAAP financial information 00:01:15.564 -- 00:01:18.246 in...