Five Star Bancorp (FSBC) Q2 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:05.237 Welcome to the Five Star Bancorp Second Quarter Earnings Webcast. 00:00:05.237 -- 00:00:09.301 Please note, this is a closed conference call, and you are encouraged to listen via the 00:00:09.301 -- 00:00:11.301 webcast. 00:00:11.544 -- 00:00:15.067 After today's presentation, there will be an opportunity for those provided with the 00:00:15.067 -- 00:00:17.830 dial-in number to ask questions. 00:00:17.830 -- 00:00:22.736 To ask a question, you may press star and then one on your telephone keypad. 00:00:22.736 -- 00:00:27.479 To withdraw your questions, you may press star and two. 00:00:28.246 -- 00:00:31.630 Before we get started, we would like to remind you that today's meeting will include 00:00:31.630 -- 00:00:37.136 some forward-looking statements within the meaning of applicable securities laws. 00:00:37.136 -- 00:00:42.282 These forward-looking statements relate to, among other things, current plans, expectations, 00:00:42.282 -- 00:00:47.147 events, and industry trends that may affect the company's future operating results and 00:00:47.147 -- 00:00:49.370 financial position. 00:00:49.370 -- 00:00:54.195 Such statements involve risks and uncertainties, and future activities and results may 00:00:54.195 -- 00:00:58.057 differ materially from these expectations. 00:00:59.043 -- 00:01:03.108 For a more complete discussion of the risks and uncertainties that may cause actual results 00:01:03.108 -- 00:01:07.554 to differ materially from the company's forward-looking statements, please see the company's 00:01:07.554 -- 00:01:13.002 annual report on Form 10-K for the year ended December 31st, 2024, 00:01:13.002 -- 00:01:19.010 and the quarterly report on Form 10-Q for the three months ended March 31st, 2025. 00:01:19.010 -- 00:01:...