First Financial Bancorp. (FFBC) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Thank you for standing by. My name is JL and I will be conference operator today. At this time, I would like to welcome everyone to the first Financial Bancorp fourth quarter 2025 earnings conference call and webcast. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question and answer session. If you would like to ask a question during this time, simply press star followed by the number one on your telephone keypad. If you would like to withdraw your question, simply press star one again. I would now like to turn the conference over to Scott Crawley, corporate controller. You may begin. Thanks, JL. Good morning, everyone, and thank you for joining us on today's conference call to discuss First Financial Bank Court's fourth quarter and full-year financial results. Participating on today's call will be Archie Brown, President and Chief Executive Officer, Jamie Anderson, Chief Financial Officer, and Bill Harriot, Chief Credit Officer. Both the press release we issued yesterday and the accompanying slide presentation are available on our website at www.bankatfirst.com under the Investor Relations section. We'll make reference to the slides contained in the accompanying presentation during today's call. Additionally, please refer to the forward-looking statements disclosure contained in the fourth quarter 2025 earnings release, as well as our SEC filings, for a full discussion of the company's risk factors. The information we provide today is accurate as of December 31st, 2025, and we will not be updating any forward-looking statements to reflect facts or circumstances after this call. And I'll turn it over to Archie Brown. Thanks, Scott. Good morning, everyone, and thank you for joining us on today's call. ...