First Financial Bancorp. (FFBC) Q4 2025 Earnings Call

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WEBVTT 00:00:00.824 -- 00:00:04.889 Thank you for standing by. My name is JL and I will be conference operator today. 00:00:04.889 -- 00:00:07.913 At this time, I would like to welcome everyone to the first Financial Bancorp fourth 00:00:07.913 -- 00:00:11.577 quarter 2025 earnings conference call and webcast. 00:00:11.577 -- 00:00:14.501 All lines have been placed on mute to prevent any background noise. 00:00:14.501 -- 00:00:17.905 After the speaker's remarks, there will be a question and answer session. 00:00:17.905 -- 00:00:20.689 If you would like to ask a question during this time, simply press star followed by the 00:00:20.689 -- 00:00:24.734 number one on your telephone keypad. If you would like to withdraw your question, simply 00:00:24.734 -- 00:00:28.498 press star one again. I would now like to turn the conference over to Scott Crawley, 00:00:28.498 -- 00:00:31.115 corporate controller. You may begin. 00:00:31.115 -- 00:00:34.701 Thanks, JL. Good morning, everyone, and thank you for joining us on today's conference 00:00:34.701 -- 00:00:39.288 call to discuss First Financial Bank Court's fourth quarter and full-year financial results. 00:00:39.288 -- 00:00:43.495 Participating on today's call will be Archie Brown, President and Chief Executive Officer, 00:00:43.495 -- 00:00:48.423 Jamie Anderson, Chief Financial Officer, and Bill Harriot, Chief Credit Officer. 00:00:48.423 -- 00:00:51.789 Both the press release we issued yesterday and the accompanying slide presentation are 00:00:51.789 -- 00:00:55.071 available on our website at www.bankatfirst.com 00:00:55.555 -- 00:00:59.322 under the Investor Relations section. We'll make reference to the slides contained in 00:00:59.322 -- 00:01:02.306 the accompanying presentation during today's call. 00:01:02.306 -...