First Financial Bancorp. (FFBC) Q3 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.537 -- 00:00:05.565 Thank you for standing by and welcome to the first Financial Bancorp third quarter 2025 00:00:05.565 -- 00:00:10.032 earnings conference call and webcast. All lines have been placed on mute to prevent any 00:00:10.032 -- 00:00:14.739 background noise. After the speaker's remarks, there will be a question and answer session. 00:00:14.739 -- 00:00:17.964 If you would like to ask a question during this time, simply press star followed by the 00:00:17.964 -- 00:00:22.191 number one on your telephone keypad. If you would like to withdraw your question, again, 00:00:22.191 -- 00:00:26.698 press star one. Thank you. I'd now like to turn the call over to Scott Crawley. 00:00:26.698 -- 00:00:28.330 You may begin. 00:00:28.330 -- 00:00:31.894 Thank you, Rob. Good morning, everyone, and thank you for joining us on today's conference 00:00:31.894 -- 00:00:36.460 call to discuss First Financial Bancorp's third quarter and year-to-date financial results. 00:00:36.460 -- 00:00:40.485 Participating on today's call will be Archie Brown, President and Chief Executive Officer, 00:00:40.485 -- 00:00:45.011 Jamie Anderson, Chief Financial Officer, and Bill Herriot, Chief Credit Officer. 00:00:45.011 -- 00:00:48.014 Both the press release we issued yesterday and the accompanying slide presentation are 00:00:48.014 -- 00:00:51.556 available on our website at www.bankatfirst.com 00:00:51.779 -- 00:00:55.564 under the Investor Relations section. We'll make reference to the slides contained in 00:00:55.564 -- 00:00:58.739 the accompanying presentation during today's call. 00:00:58.739 -- 00:01:02.243 Additionally, please refer to the forward-looking statement disclosure contained in third 00:01:02.243 -- 00:01:06.707 quarter 2025 earnings release, as well a...