Deanna Hart
Head of Investor Relations
Replay available
First Citizens BancShares, Inc. (NASDAQ: FCNCA) Q3 2025 earnings conference call, held 2025-10-23. Replay captured from the company's public earnings webcast.

Head of Investor Relations
Chairman and Chief Executive Officer
Chief Financial Officer
Head of Enterprise Operations
Head of Data Center Finance
Analyst, KBW
Analyst, Deutsche Bank
Analyst, Autonomous Research
Watch the replay and follow the connected company analysis, news, and investor updates for First Citizens Bancshares, Inc..
WEBVTT 00:00:00.031 -- 00:00:01.553 Ladies and gentlemen, thank you for standing by. 00:00:01.553 -- 00:00:05.998 A welcome to the First Citizens Bankshare third quarter 2025 earnings conference call. 00:00:05.998 -- 00:00:08.702 At this time, all participants are in a listen-only mode. 00:00:08.702 -- 00:00:11.666 After the speaker's presentation, there will be a question and answer session. 00:00:11.666 -- 00:00:15.370 To ask a question during the session, you need to press star one on your telephone. 00:00:15.370 -- 00:00:19.455 If you require operator assistance during the program, please press star then zero. 00:00:19.455 -- 00:00:22.019 As a reminder, today's conference is being recorded. 00:00:22.019 -- 00:00:24.982 I would now like to introduce the host of this conference call, Miss Deanna Hart, Head 00:00:24.982 -- 00:00:28.244 of Investor Relations. You may begin. 00:00:28.727 -- 00:00:32.954 Good morning. Good morning. Welcome to First Citizen's third quarter earnings call. 00:00:32.954 -- 00:00:37.461 Joining me on the call today are Chairman and Chief Executive Officer Frank Holding and 00:00:37.461 -- 00:00:42.409 Chief Financial Officer Craig Nix. They will provide third quarter business and financial 00:00:42.409 -- 00:00:47.497 updates referencing our earnings presentation, which you can find on our website. 00:00:47.497 -- 00:00:52.124 Our comments will include forward-looking statements, which are subject to risks and 00:00:52.124 -- 00:00:57.913 uncertainties that may cause actual results to differ materially from expectations. 00:00:57.913 -- 00:01:01.237 We assume no obligation to update such statements. 00:01:01.237 -- 00:01:05.161 These risks are outlined on page three of the presentation. 00:01:05.161 -- 00:01:08.605 We will also reference no...