Deanna Hart
Head of Investor Relations
Replay available
First Citizens BancShares, Inc. (NASDAQ: FCNCA) Q2 2025 earnings conference call, held 2025-07-25. Replay captured from the company's public earnings webcast.

Head of Investor Relations
Chairman and Chief Executive Officer
Chief Financial Officer
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WEBVTT 00:00:00.183 -- 00:00:02.445 Ladies and gentlemen, thank you for standing by. 00:00:02.445 -- 00:00:07.470 Welcome to the First Citizens Bank Shares Second Quarter 2025 Earnings Conference School. 00:00:07.470 -- 00:00:10.453 At this time, all participants are in a listen-only mode. 00:00:10.453 -- 00:00:13.916 After the speaker's presentation, there will be a question and answer session. 00:00:13.916 -- 00:00:18.160 To ask a question during the session, you need to press star one on your telephone keypad. 00:00:18.160 -- 00:00:22.364 If you require operator assistance during the programme, please press star then zero. 00:00:22.364 -- 00:00:25.007 As a reminder, today's conference is being recorded. 00:00:25.007 -- 00:00:28.089 I would now like to introduce the host of this conference call, Miss Deanna Hart, Head 00:00:28.089 -- 00:00:31.098 of Investor Relations. You may begin. 00:00:31.098 -- 00:00:35.465 Thank you. Good morning and welcome to First Citizen's second quarter earnings call. 00:00:35.465 -- 00:00:39.852 Joining me on the call today are our Chairman and Chief Executive Officer Frank Holding 00:00:39.852 -- 00:00:44.320 and Chief Financial Officer Craig Nix. They will provide second quarter business and 00:00:44.320 -- 00:00:48.466 financial updates referencing our earnings call presentation, which you can find on our 00:00:48.466 -- 00:00:53.495 website. Our comments today will include forward-looking statements, which are subject 00:00:53.495 -- 00:00:59.646 to risks and uncertainties that may cause actual results to differ materially from expectations. 00:00:59.646 -- 00:01:02.772 We assume no obligation to update such statements. 00:01:02.772 -- 00:01:06.839 These risks are outlined on page three of the presentation. 00:01:06.839 -- 00:01:10....