First Citizens BancShares, Inc. (FCNCA) Q2 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Ladies and gentlemen, thank you for standing by and welcome to the First Citizens BancShares second quarter 2026 earnings conference call. At this time, all participants are in a listen only mode. After the speaker's presentation, there will be a question and answer session. To ask a question during the session, please press star one to raise your hand. To withdraw your question, press star one again. If you require operator assistance during the program, Please press star zero. As a reminder, today's conference is being recorded. I would now like to introduce the host of this conference call, Ms. Deanna Hart, Head of Investor Relations. You may begin. Good morning and welcome to First Citizen's second quarter 2026 earnings call. Joining me on the call are Chairman and Chief Executive Officer Frank Holding and Chief Financial Officer Craig Nix. They will provide second quarter business and financial updates referencing our earnings call presentation, which you can find on our investor relations website. Before we begin, please note that our comments will include forward-looking statements, which are subject to risks and uncertainties that may cause actual results to differ materially from expectations. We assume no obligation to update such statements. These risks are outlined on page three of the presentation. We will also reference non-GAAP financial measures. Reconciliations of these measures against the most directly comparable GAAP measures can be found in Section 5 of the presentation. Finally, for citizens is not responsible for and does not guarantee the accuracy of earnings transcripts provided by third parties. With that, I'll now turn it over to Frank. Thank you, Deanna, and good morning and welcome, everyone. Thank you for joining us today. I'll begin wit...