Essent Group Ltd. (ESNT) Q2 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:04.618 All lines have been placed on mute to prevent any background noise. 00:00:04.618 -- 00:00:07.542 After the speaker's remarks, there will be a question and answer session. 00:00:07.542 -- 00:00:11.728 If you would like to ask a question during this time, simply press the star followed 00:00:11.728 -- 00:00:14.252 by the number one on your telephone keypad. 00:00:14.252 -- 00:00:17.036 If you would like to withdraw your question, please press the star one again. 00:00:17.036 -- 00:00:22.244 Thank you. I would now like to hand the conference over to Phil Stefano, Investor 00:00:22.244 -- 00:00:25.786 Relations. Please go ahead. 00:00:26.370 -- 00:00:29.714 Thank you, Prila. Good morning, everyone, and welcome to our call. 00:00:29.714 -- 00:00:34.258 Joining me today are Mark Gasol, Chairman and CEO, and David Weinstock, Chief Financial 00:00:34.258 -- 00:00:39.283 Officer. Also on hand for the Q&A portion of the call is Chris Curran, President of Essent 00:00:39.283 -- 00:00:40.925 Guarantee. 00:00:40.925 -- 00:00:44.789 Our press release, which contains Essent's financial results for the second quarter of 00:00:44.789 -- 00:00:51.273 2025, was issued earlier today and is available on our website at EssentGroup.com. 00:00:51.555 -- 00:00:55.319 Prior to getting started, I would like to remind participants that today's discussions 00:00:55.319 -- 00:00:59.330 are being recorded and will include the use of forward-looking statements. 00:00:59.330 -- 00:01:02.374 These statements are based on current expectations, 00:01:02.374 -- 00:01:07.560 estimates, projections, and assumptions that are subject to risks and uncertainties, 00:01:07.560 -- 00:01:10.944 which may cause actual results to differ materially. 00:01:10.944 -- 00:01:15.069 F...