Essent Group Ltd. (ESNT) Q2 2026 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:04.832 Thank you for standing by and welcome to the Essin Group Limited second quarter earnings 00:00:04.832 -- 00:00:08.673 call. All lines have been placed on mute to prevent any background noise. 00:00:08.673 -- 00:00:11.854 After the speaker's remarks, there will be a question and answer session. 00:00:11.854 -- 00:00:15.275 If you'd like to ask a question during this time, simply press star followed by the number 00:00:15.275 -- 00:00:19.116 one on your telephone keypad. If you would like to withdraw your question, again, press 00:00:19.116 -- 00:00:24.578 star one. Thank you. I'd now like to turn the call over to Phil Stefano, Investor Relations. 00:00:24.578 -- 00:00:26.878 You may begin. 00:00:26.898 -- 00:00:30.098 Thank you, Rob. Good morning, everyone, and welcome to our call. 00:00:30.098 -- 00:00:34.361 Joining me today are Mark Casale, Chairman and CEO, and David Weinstock, Chief Financial 00:00:34.361 -- 00:00:39.424 Officer. Also on hand for the Q&A portion of the call is Chris Curran, President of Essent 00:00:39.424 -- 00:00:43.987 Guarantee. Our press release, which contains Essent's financial results for the second 00:00:43.987 -- 00:00:45.849 quarter of 2026, 00:00:45.849 -- 00:00:50.731 was issued earlier today and is available on our website at EssentGroup.com. 00:00:50.752 -- 00:00:55.035 Our press release includes non-GAAP financial measures that may be discussed during today's 00:00:55.035 -- 00:01:00.079 call. A complete description of these measures and the reconciliation to get may be found 00:01:00.079 -- 00:01:05.322 in Exhibit Q of our press release and in our second quarter 2026 earnings presentation 00:01:05.322 -- 00:01:07.663 posted on our website. 00:01:07.663 -- 00:01:11.225 Prior to getting started, ...