Essent Group Ltd. (ESNT) Q1 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:01.793 Ladies and gentlemen, thank you for standing by. 00:00:01.793 -- 00:00:04.576 My name is Abby and I will be your conference operator today. 00:00:04.576 -- 00:00:09.021 At this time, I would like to welcome everyone to the Essent Group Limited first quarter 00:00:09.021 -- 00:00:14.588 earnings call. All lines have been placed on mute to prevent any background noise. 00:00:14.588 -- 00:00:18.152 After the speaker's remarks, there will be a question and answer session. 00:00:18.152 -- 00:00:21.656 If you would like to ask a question during this time, simply press star followed by the 00:00:21.656 -- 00:00:26.101 number one on your telephone keypad. If you would like to withdraw your question, press 00:00:26.101 -- 00:00:28.204 star one again. Thank 00:00:28.204 -- 00:00:33.071 you. And I would now like to turn the conference over to Phil Stefano, Investor Relations. 00:00:33.071 -- 00:00:34.913 You may begin. 00:00:34.913 -- 00:00:38.518 Thank you, Abby. Good morning, everyone, and welcome to our call. 00:00:38.518 -- 00:00:43.243 Joining me today are Mark Casale, Chairman and CEO, and David Weinstock, Chief Financial 00:00:43.243 -- 00:00:48.450 Officer. Also on hand for the Q&A portion of the call is Chris Curran, President of Essent 00:00:48.450 -- 00:00:50.032 Guarantee. 00:00:50.032 -- 00:00:53.636 Our press release, which contains Essent's financial results for the first quarter of 00:00:53.636 -- 00:00:59.910 2026, was issued earlier today and is available on our website at SNGroup.com. 00:01:00.113 -- 00:01:03.978 Prior to getting started, I would like to remind participants that today's discussions 00:01:03.978 -- 00:01:08.283 are being recorded and will include the use of forward-looking statements. 00:01:08.283 -- 00:01:1...