DISTRIBUTION FINANCE CAPITAL HOLDINGS PLC (DFCH) — Results for the year ended 31 December 2025

Investor webinar replay

Replay transcript excerpt

Good afternoon, and welcome to the DISTRIBUTION FINANCE CAPITAL HOLDINGS PLC Investor Presentation. Situated on the right hand corner of your screen. Simply type in your questions and press send. The company may not be in a position to answer every question it receives during the meeting itself. However, the company can review all questions submitted today and publish responses where it's appropriate to do so. Before we begin, I'd like to submit the following poll. And I'd now like to hand you over to the management team. Carl, good afternoon, sir. Thanks very much. Good afternoon, everybody. I'm delighted to be here with Samira sharing with you our exceptional 2025 results. We'll go through a bit of background because I think there are, you know, some people on the on the on the call that perhaps haven't met the company before, but we'll move them from the background into into the into the actual financial financial results. So DISTRIBUTION FINANCE CAPITAL, we're a specialist lender, and we provide financing solutions to manufacturers, dealers, and distributors. And that's a purpose that we've had since the the company was was founded in 2016. We've we're authorized as a as a bank with a full banking license in in 2020. And I'm really pleased to say that having now been a bank for for five years, this is our fourth consecutive year of profitable year on year growth. I don't know how many of you follow early stage banks, but to have gotten to a point of profitability within two years of authorization is is pretty much on on hurdle. But that has set the foundations for us to be moving, you know, through our our growth journey with extreme extreme confidence. And as far as where we are at the moment, 2025, it's been a transformational year for us, not only from a finan...