Kristen Silberberg
Director of Investor Relations
Replay available
Citizens Financial Group, Inc. (CFG) Q4 2025 Earnings Call
Citizens Financial Group, Inc. (NYSE: CFG) Q4 2025 earnings conference call, held 2026-01-21. Replay captured from the company's public earnings webcast.
Hosted by
Featured presenters
Bruce Van Saun
Chairman and Chief Executive Officer
Anoy Banerjee
Chief Financial Officer
Brendan Coughlin
President
Don McCree
Chair of Commercial Banking
Ryan Nash
Analyst, Goldman Sachs
Erica Najarian
Analyst, UBS
Ibram Poonamwala
Analyst, Bank of America
Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Citizens Financial Group, Inc..
Replay transcript excerpt
WEBVTT 00:00:00.031 -- 00:00:02.987 conference will begin momentarily. Thank you for your patience. 00:00:02.987 -- 00:00:05.952 Your conference will begin momentarily. 00:00:36.278 -- 00:00:41.245 Welcome, and thank you for standing by. All participants will be on a listen-only mode 00:00:41.245 -- 00:00:44.530 until the question and answer session of today's call. 00:00:44.530 -- 00:00:48.436 At that time, to ask a question, please press star 1. 00:00:48.436 -- 00:00:52.722 Today's conference is being recorded. I would now like to turn the conference over to 00:00:52.722 -- 00:00:55.226 Kristen Silberberg. Thank you. You may begin. 00:00:55.226 -- 00:00:56.748 Thanks, 00:00:56.748 -- 00:01:00.574 Julie. Good morning, everyone, and thank you for joining us. 00:01:00.574 -- 00:01:05.655 First this morning, our Chairman and CEO, Bruce Van Saan, and CFOs, Anoy 00:01:05.655 -- 00:01:10.420 Banerjee, will provide an overview of our fourth quarter and full year results. 00:01:10.420 -- 00:01:15.585 Brendan Coughlin, our president, and Don McCree, our chair of commercial banking, 00:01:15.585 -- 00:01:18.567 are also here to provide additional color. 00:01:18.567 -- 00:01:23.812 We will be referencing our fourth quarter and full year presentation located on our investor 00:01:23.812 -- 00:01:29.197 relations website. After the presentation, we will be happy to take questions. 00:01:29.197 -- 00:01:33.810 Our comments today will include forward-looking statements, which are subject to risks 00:01:33.810 -- 00:01:38.615 and uncertainties that may cause our results to differ materially from expectations. 00:01:38.615 -- 00:01:41.798 These are outlined for your review in the presentation. 00:01:41.798 -- 00:01:46.904 We also reference non-GAAP financial measures, so it's impor...