Kristin Silberberg
Head of Investor Relations
Replay available
Citizens Financial Group, Inc. (CFG) Q3 2025 Earnings Call
Citizens Financial Group, Inc. (NYSE: CFG) Q3 2025 earnings conference call, held 2025-10-15. Replay captured from the company's public earnings webcast.
Hosted by
Featured presenters
Bruce Van Saan
Chairman and Chief Executive Officer
Chris Emerson
Interim Chief Financial Officer
Brendan Coughlin
President
Don McCree
Chair of Commercial Banking
Scott Cyphers
Analyst, Piper Sandler
Dave Rochester
Analyst, Cantor Fitzgerald
Ibrahim Punawalla
Analyst
Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Citizens Financial Group, Inc..
Replay transcript excerpt
WEBVTT 00:00:01.702 -- 00:00:06.509 Good morning, everyone, and welcome to the Citizens Financial Group Third Quarter 2025 00:00:06.509 -- 00:00:11.697 Earnings Conference Call. My name is Denise, and I'll be your operator today. 00:00:11.697 -- 00:00:14.862 Currently, all participants are in a listen-only mode. 00:00:14.862 -- 00:00:18.548 Following the presentation, we will conduct a brief question-and-answer session. 00:00:18.548 -- 00:00:21.733 As a reminder, this event is being recorded. 00:00:21.733 -- 00:00:27.562 Now I'll turn the call over to Kristin Silberberg, Head of Investor Relations. 00:00:27.562 -- 00:00:28.503 Kristin, you may begin. 00:00:28.503 -- 00:00:29.945 Thank 00:00:29.945 -- 00:00:33.801 you, Denise. Good morning, everyone, and thank you for joining us. 00:00:33.801 -- 00:00:38.967 First this morning, our chairman and CEO, Bruce Van Saan, and interim CFO, 00:00:38.967 -- 00:00:42.811 Chris Emerson, will provide an overview of our third quarter results. 00:00:42.811 -- 00:00:47.836 Brendan Coughlin, president, and Don McCree, chair of commercial banking, are also 00:00:47.836 -- 00:00:52.381 here to provide additional color. We will be referencing our third quarter presentation 00:00:52.381 -- 00:00:55.284 located on our investor relations website. 00:00:55.284 -- 00:00:58.537 After the presentation, we will be happy to take questions. 00:00:58.537 -- 00:01:03.364 Our comments today will include forward-looking statements, which are subject to risks 00:01:03.364 -- 00:01:08.170 and uncertainties that may cause our results to differ materially from expectations. 00:01:08.170 -- 00:01:11.756 These are outlined for your review in the presentation. 00:01:11.756 -- 00:01:16.783 We also reference non-GAAP financial measures, so it's important to re...