Brendan Coughlin
Head of Consumer Banking
Replay available
Citizens Financial Group, Inc. (NYSE: CFG) Q2 2025 earnings conference call, held 2025-07-17. Replay captured from the company's public earnings webcast.

Head of Consumer Banking
Head of Investor Relations
Chief Financial Officer
Head of Commercial Banking
Analyst, Morgan Stanley
Analyst, Bank of America
Analyst, UBS
Analyst, Autonomous Research
Watch the replay and follow the connected company analysis, news, and investor updates for Citizens Financial Group, Inc..
WEBVTT 00:00:00.031 -- 00:00:05.559 Good morning, everyone, and welcome to the Citizens Financial Group Second Quarter 2025 00:00:05.559 -- 00:00:10.888 Earnings Conference Call. My name is Denise, and I will be your operator today. 00:00:10.888 -- 00:00:14.012 Currently, all participants are in a listen-only mode. 00:00:14.012 -- 00:00:19.140 Following the presentation, we will conduct a brief question-and-answer session. 00:00:19.140 -- 00:00:22.044 As a reminder, this event is being recorded. 00:00:22.044 -- 00:00:27.072 Now I will turn the call over to Kristen Silberberg, Head of Investor 00:00:27.072 -- 00:00:30.153 Relations. Kristen, you may begin. 00:00:30.153 -- 00:00:34.299 Thank you, Denise. Good morning, everyone, and thank you for joining us. 00:00:34.299 -- 00:00:39.306 First this morning, our Chairman and CEO, Bruce Van Saan, and CFO, John Woods, 00:00:39.306 -- 00:00:42.631 will provide an overview of our second quarter results. 00:00:42.631 -- 00:00:47.459 Brendan Coughlin, Head of Consumer Banking, and Don McCree, Head of Commercial Banking, 00:00:47.459 -- 00:00:49.842 are also here to provide additional color. 00:00:49.842 -- 00:00:54.689 We will be referencing our second quarter presentation located on our Investor Relations 00:00:54.689 -- 00:00:59.313 website. After the presentation, we will be happy to take questions. 00:00:59.313 -- 00:01:04.039 Our comments today will include forward-looking statements, which are subject to risks 00:01:04.039 -- 00:01:08.945 and uncertainties that may cause our results to differ materially from expectations. 00:01:08.945 -- 00:01:12.169 These are outlined for your review in the presentation. 00:01:12.169 -- 00:01:17.516 We also reference non-GAAP financial measures, so it's important to review our GAAP resul...