Brian Barup
Head of Method Relations
Replay available
Bread Financial Holdings, Inc. (BFH) Q1 2025 Earnings Call
Bread Financial Holdings, Inc. (NYSE: BFH) Q1 2025 earnings conference call, held 2025-04-24. Replay captured from the company's public earnings webcast.
Hosted by
Featured presenters
Ralph Andretta
President and Chief Executive Officer
Perry Biberman
Executive Vice President and Chief Financial Officer
Not Provided
Bread Financial Representative
Sanjay Sakrani
Analyst, KBW
Moshe Orenberg
Analyst, TD Cowen
Jeff Edelson
Analyst, Morgan Stanley
John Pancari
Analyst, Evercore ISI
Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Bread Financial Holdings, Inc..
Replay transcript excerpt
WEBVTT 00:00:00.031 -- 00:00:05.077 And welcome to Bread Financial's first quarter 2025 earnings conference call. 00:00:05.077 -- 00:00:07.399 My name is Livia, and I'll be coordinating your call today. 00:00:07.399 -- 00:00:12.145 At this time, all parties have been placed on a listen-only mode. 00:00:12.145 -- 00:00:16.009 Following today's presentation, the floor will be open for your questions. 00:00:16.009 -- 00:00:19.493 To register a question, please press star 1-1. 00:00:19.493 -- 00:00:23.618 It is now my pleasure to introduce Mr. Brian Barup, head of method relations at Bread 00:00:23.618 -- 00:00:27.080 Financial. The floor is yours. 00:00:28.246 -- 00:00:32.430 Thank you. Copies of the slides we will be reviewing and the earnings release can be 00:00:32.430 -- 00:00:37.075 found on the investor relations section of our website at breadfinancial.com. 00:00:37.075 -- 00:00:41.560 On the call today, we have Ralph Andretta, President and Chief Executive Officer, and 00:00:41.560 -- 00:00:45.685 Perry Biberman, Executive Vice President and Chief Financial Officer. 00:00:45.685 -- 00:00:49.789 Before we begin, I would like to remind you that some of the comments made on today's 00:00:49.789 -- 00:00:55.837 call and some of the responses to your questions may contain forward-looking statements. 00:00:55.837 -- 00:01:00.284 These statements are based on management's current expectations and assumptions and are 00:01:00.284 -- 00:01:04.911 subject to the risks and uncertainties described in the company's earnings release and 00:01:04.911 -- 00:01:10.039 other filings with the SEC. Also on today's call, our speakers will reference 00:01:10.039 -- 00:01:14.866 certain non-GAAP financial measures, which we believe will provide useful information 00:01:14.866 -- 00:01...