Vincent Canetek
Analyst, BTIG
Replay available
Bread Financial Holdings, Inc. (BFH) Q1 2026 Earnings Call
Bread Financial Holdings, Inc. (NYSE: BFH) Q1 2026 earnings conference call, held 2026-04-23. Replay captured from the company's public earnings webcast.
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Featured presenters
Moshe Moranbek
Analyst, TD Cowan
Brian Furup
Head of Investor Relations
Ralph Andretta
President and Chief Executive Officer
Perry Beiberman
Executive Vice President and Chief Financial Officer
Sanjay Sukarni
Analyst, KBW
Natalie Howell
Analyst, Bank of America (for Mihir Bhatia)
Bill Ryan
Analyst, Seaport Research Partners
Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Bread Financial Holdings, Inc..
Replay transcript excerpt
WEBVTT NOTE Transcription provided by Deepgram Request Id: 01a04264-182d-7202-8523-487558014494 Created: 2026-08-27T08:44:12.583Z Duration: 2362.3315 Channels: 1 00:00:00.000 -- 00:00:02.240 Good morning, and welcome to Bread Financial's First 00:00:02.240 -- 00:00:05.520 Quarter twenty twenty six Earnings Conference Call. My 00:00:05.520 -- 00:00:07.359 name is Michelle, and I will be coordinating 00:00:07.359 -- 00:00:10.240 your call today. At this time, all parties 00:00:10.240 -- 00:00:12.160 have been placed on a listen only mode. 00:00:12.575 -- 00:00:15.295 Following today's presentation, the floor will be open 00:00:15.295 -- 00:00:16.335 to your questions. 00:00:20.494 -- 00:00:22.735 It is now my pleasure to introduce Mr. 00:00:22.735 -- 00:00:25.294 Brian Furrup, Head of Investor Relations at Bread 00:00:25.294 -- 00:00:27.615 Financial. The floor is yours, sir. Please go 00:00:27.615 -- 00:00:27.775 ahead. 00:00:29.970 -- 00:00:32.129 Thank you. Copies of the slides we will 00:00:32.129 -- 00:00:34.370 be reviewing and the earnings release can be 00:00:34.370 -- 00:00:36.530 found on the Investor Relations section of our 00:00:36.530 -- 00:00:38.850 website at breadfinancial.com. 00:00:39.329 -- 00:00:41.730 On the call today, we have Ralph Andretta, 00:00:41.730 -- 00:00:45.385 President and Chief Executive Officer and Perry Bieberman, 00:00:45.385 -- 00:00:48.345 Executive Vice President and Chief Financial Officer. 00:00:48.745 -- 00:00:50.745 Before we begin, I would like to remind 00:00:50.745 -- 00:00:52.425 you that some of the comments made on 00:00:52.425 -- 00:00:54.745 today's call and some of the responses to 00:00:54.745 -- 00:00:57.545 your questions may contain forward looking statements. 00:00:58.329 -- 00:01:01.289 These statements are b...