Brian Vureb
Head of Investor Relations
Replay available
Bread Financial Holdings, Inc. (BFH) Q2 2025 Earnings Call
Bread Financial Holdings, Inc. (NYSE: BFH) Q2 2025 earnings conference call, held 2025-07-24. Replay captured from the company's public earnings webcast.
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Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Bread Financial Holdings, Inc..
Replay transcript excerpt
WEBVTT 00:00:00.031 -- 00:00:05.617 Good morning, and welcome to Bred Financial's second quarter 2025 earnings 00:00:05.617 -- 00:00:10.462 conference call. At this time, all parties have been placed on a listen-only mode. 00:00:10.462 -- 00:00:14.386 Following today's presentation, the floor will be open for your questions. 00:00:14.386 -- 00:00:17.670 To register a question, please press star 1-1. 00:00:17.670 -- 00:00:22.795 It is now my pleasure to introduce Mr. Brian Vureb, Head of Investor Relations 00:00:22.795 -- 00:00:26.778 at Bred Financial. The floor is yours. 00:00:28.246 -- 00:00:29.167 Thank you. 00:00:29.167 -- 00:00:33.331 Copies of the slides we will be reviewing and the earnings release can be found on our 00:00:33.331 -- 00:00:37.593 investor relations section of our website at breadfinancial.com. 00:00:37.675 -- 00:00:42.460 On the call today, we have Ralph Andretta, President and Chief Executive Officer, and 00:00:42.460 -- 00:00:47.104 Perry Lieberman, Executive Vice President and Chief Financial Officer. 00:00:47.104 -- 00:00:51.068 Before we begin, I would like to remind you that some of the comments made on today's 00:00:51.068 -- 00:00:56.258 call and some of the responses to your questions may contain forward-looking statements. 00:00:56.258 -- 00:01:00.784 These statements are based on management's current expectations and assumptions and are 00:01:00.784 -- 00:01:05.531 subject to the risks and uncertainties described in the company's earnings release and 00:01:05.531 -- 00:01:08.175 other filings with the SEC. 00:01:08.175 -- 00:01:12.962 Also on today's call, our speakers will reference certain non-GAAP financial measures, 00:01:12.962 -- 00:01:16.947 which we believe will provide useful information for investors. 00:01:16.947 -- 00:01...