Bper Banca Spa Unsp/Adr (BPXXY) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good morning. This is the course call conference operator. Welcome and thank you for joining the fourth quarter 2025 BEPER Consolidated Results Conference Call. As a reminder, all participants are in listen-only mode. After the presentation, there will be an opportunity to ask questions. Should anyone need assistance during the conference call, they may signal an operator by pressing star and zero on their telephone. At this time, I would like to turn the conference over to Mr. Nicolas Pungi, Head of Investor Relations of Beeper. Please go ahead. Thank you. Good morning, everyone. I'm pleased to welcome you to our full year 2025 earnings conference call. Before I give the floor to our CEO, Gianni Franco Papa, please be reminded that our slide set and press release can be found on our corporate website. That said, after the presentation, our CEO and our CFO, Simone Marcucci, will take care of the Q&A session. I will reiterate that this is reserved for financial analysts, whom I will kindly request to ask a maximum of two questions each, so that everyone will have the opportunity to contribute to today's call. Thank you very much. I will now leave the stage to Mr. Papa, CEO of BIPER. Thank you, Nicola. Good morning to everyone and welcome to our end of year results presentation. Before giving you details of the financial performance of BIPER, I would highlight a number of key features of this last year. 2025 has been an intense year for both BIPER and BIPSO. Since August, the two banks have been extremely busy with integration. Please note that the update of B-Dynamic Full Value 2027 will be presented in the second half of this year. The combined group has been able to register outstanding results thanks to a strong focus on commercial activities both at revenue level ...