Nicola Sponghi
Head of Investor Relations, Viper
Replay available
Bper Banca Spa Unsp/Adr (OTC: BPXXY) Q1 2025 earnings conference call, held 2025-05-08. Replay captured from the company's public earnings webcast.

Head of Investor Relations, Viper
CEO, Biper
CFO
Chief Risk Officer
Analyst, Equita
Analyst, Jefferies
Analyst, Intermonte
Analyst, HSBC
Analyst, Autonomous
Analyst, BNP Paribas Exane
Analyst, Santander
Analyst, KBW
Good morning. This is the Coruscant Conference Operator. Welcome and thank you for joining the BPIRF First Quarter 2025 Consolidated Results Conference Call. As a reminder, all participants are in listen-only mode. After the presentation, there will be an opportunity to ask questions. Should anyone need assistance during the conference call, they may signal an operator by pressing star and zero on their telephone. At this time, I would like to turn the conference over to Mr. Nicola Sponghi, Head of Investor Relations of Viper. Mr. Sponghi, please go ahead. Thank you, and good morning, everyone. I am pleased to welcome you to our first quarter 2025 earnings conference call. Before I give the floor to our CEO, Gianni Franco Papa, please know that our slide set and press release can be found on our corporate website. I would also advise you to take note of the disclaimer on slide two of the presentation document. That said, after the presentation, our CEO, our CFO, Simone Marcucci, and our CRO, Emanuele Cristin, will take care of the Q&A session. I will reiterate that this is reserved for financial analysts whom I will kindly request to ask a maximum of two questions each so that everyone will have the opportunity to contribute to today's call. Thank you very much. I will now leave the stage to Mr. Papa, CEO of BIPA. Thank you, Nicola, for your introduction. Good morning to everyone and welcome to our Q1 results presentation. Before I start giving you details of our financial performance, I'm keen to highlight a number of key features of our Q1 2025 results, underlining that progress on our B-Dynamic Full Value 2027 is well on track. First and foremost, on an adjusted basis, Q1 2025 was our best-ever quarterly result, with the bottom line standing at 443 million euros. ...