Bper Banca Spa Unsp/Adr (BPXXY) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Good morning, this is the Coruscall conference operator. Welcome and thank you for joining the third quarter 2025 BIPER consolidated results conference call. As a reminder, all participants are in listen-only mode. After the presentation, there will be an opportunity to ask questions. Should anyone need assistance during the conference call, they may signal an operator by pressing star and zero on their telephone. At this time, I would like to turn the conference over to Mr. Nicola Sponghi, Head of Investor Relations of BIPER. Please go ahead, sir. Thank you, and good morning, everyone. I am pleased to welcome you to our third quarter and first time month 2025 earnings conference call. Before I give the floor to our CEO, Gianni Franco-Patta, please be reminded that our slide set and press release can be found on our corporate website. I would also advise you to take note of the disclaimer on slide two, of the presentation document. That said, after the presentation, our CEO, our CFO, Simone Marcucci, and our CRO, Emanuele Cristini, will take care of the Q&A session. I will reiterate that this is reserved for financial analysts whom we kindly request to ask a maximum of two questions each. So that everyone will have the opportunity to contribute to today's call. Thank you very much. I will now leave the stage to Mr. Papa, CEO of BIPER. Thank you, Nicola. Good morning to everyone and welcome to our Q3 earnings presentation. Before giving you details on the financial performance of BIPER, I would highlight a number of key features of the third quarter 2025. First and foremost, the 23 work streams identified for the integration of BIPSO into BIPER are all up and running and will be completed by the end of the first half of 2026. Secondly, in the context of our new organi...