BOK Financial Corporation (BOKF) Q4 2025 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:01.297 -- 00:00:06.482 Greetings. Welcome to BOK Financial Corporation's fourth quarter and full 00:00:06.482 -- 00:00:10.346 year 2025 earnings conference call. 00:00:10.346 -- 00:00:13.409 All lines have been placed on mute to prevent any background noise. 00:00:13.409 -- 00:00:17.493 And after the speaker's remarks, there will be a question and answer session. 00:00:17.493 -- 00:00:20.977 If you'd like to ask a question at that time, please press star, then the number one 00:00:20.977 -- 00:00:23.159 on your telephone keypad. 00:00:23.159 -- 00:00:27.523 If you'd like to withdraw your question at any time, please press star one again. 00:00:27.523 -- 00:00:29.365 Thank 00:00:29.365 -- 00:00:34.291 you. And as a reminder, this conference is being recorded. 00:00:34.291 -- 00:00:38.056 I would now like to turn the presentation over to Heather King, Director of Investor 00:00:38.056 -- 00:00:41.881 Relations for BOK Financial Corporation. 00:00:41.881 -- 00:00:44.102 Please proceed. 00:00:45.026 -- 00:00:49.772 Good afternoon, and thank you for joining our discussion of BOK Financial's fourth quarter 00:00:49.772 -- 00:00:54.799 and full year 2025 financial results. Our CEO, Stacey Combs, will provide 00:00:54.799 -- 00:00:59.178 open comments and cover the loan portfolio and related credit metrics. 00:00:59.178 -- 00:01:03.722 Scott Grauer, Executive Vice President of Wealth Management, will cover our fee-based 00:01:03.722 -- 00:01:08.827 results, and our CFO, Marty Gruntz, will then discuss financial performance for 00:01:08.827 -- 00:01:11.590 the quarter, as well as our forward guidance. 00:01:11.590 -- 00:01:17.453 The slide presentation and press release are available on our website at BOKF.com. 00:01:17.876 -- 00:01:22.380 We refer you to the dis...