Heather King
Head of Investor Relations
Replay available
BOK Financial Corporation (NASDAQ: BOKF) Q3 2025 earnings conference call, held 2025-10-21. Replay captured from the company's public earnings webcast.

Head of Investor Relations
Chief Executive Officer
Executive Vice President, Wealth Management
Chief Financial Officer
Analyst, Raymond James
Analyst, ABC Capital Markets
Analyst, DA Davidson
Analyst, Jefferies
Analyst, Hovde Group
Analyst, KBW
Analyst, Wells Fargo
Analyst, Barclays
Greetings, welcome to BOK Financial Corporation's third quarter 2025 earnings conference call. As a reminder, this conference is being recorded. If you would like to ask a question, please press star one to enter the queue. If you would draw your question, simply press star one again. I would now like to turn the presentation over to Heather King. of Investor Relations for BOK Financial Corporation. Please proceed. Good afternoon, and thank you for joining our discussion of BOK Financial's third quarter 2025 financial results. Our CEO, Stacey Kynes, will provide opening comments and cover the loan portfolio and related credit metrics. Scott Brower, Executive Vice President of Wealth Management, will cover our fee-based results And our CFO, Marty Gruntz, will then discuss financial performance for the quarter, as well as our forward guidance. Slide presentation and press release are available on our website at BOKF.com. We refer you to the disclaimers on slide two regarding any forward-looking statements made during this call. I will now turn the call over to Stacey Kimes, who will begin on slide four. Thank you, Heather. We appreciate you joining the call this afternoon. We are pleased to report earnings of $140.9 million, or EPS, of $2.22 per diluted share for the third quarter. On our last quarterly call, I spent a lot of time talking about momentum. This quarter, we built on that progress and remained confident in the trajectory we're on and the solid foundation we've established for future growth. During the quarter, we delivered broad-based growth across our loan portfolio, with total outstanding balances up 2.4% sequentially. adding almost $1.2 billion in outstanding loan balances over the past two quarters. Our core CNI portfolio posted strong results for the ...