BankUnited, Inc. (BKU) Q4 2023 Earnings Call

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WEBVTT 00:00:00.049 -- 00:00:03.552 Good day and thank you for standing by. Welcome to the Bank United Financial fourth quarter 00:00:03.552 -- 00:00:07.935 and fiscal year 2023 earnings call. At this time, all participants are on a listen-only 00:00:07.935 -- 00:00:11.778 mode. After the speaker's presentation, there will be a question and answer session. 00:00:11.778 -- 00:00:15.221 To ask a question during the session, you need to press star 1-1 on your telephone. 00:00:15.221 -- 00:00:18.103 You will then hear an automated message advising your hand is raised. 00:00:18.103 -- 00:00:20.846 To withdraw your question, please press star 1-1 again. 00:00:20.846 -- 00:00:23.328 Please be advised today's conference is being recorded. 00:00:23.328 -- 00:00:26.230 I would now like to hand the conference over to your speaker today, Susan Greenfield, 00:00:26.230 -- 00:00:28.544 Corporate Secretary. Please go ahead. 00:00:28.544 -- 00:00:32.487 Thank you, Kevin. Good morning, and thank you for joining us today. 00:00:32.487 -- 00:00:37.271 On the call this morning are Raj Singh, our Chairman, President, and CEO, Leslie Lunak, 00:00:37.271 -- 00:00:41.735 our Chief Financial Officer, and Tom Cornish, our Chief Operating Officer. 00:00:41.735 -- 00:00:45.978 Before we start, I'd like to remind everyone that this call may contain forward-looking 00:00:45.978 -- 00:00:50.582 statements within the meaning of the Private Securities Litigation Reform Act of 1995 00:00:50.582 -- 00:00:55.726 that reflects the company's current views with respect to, among other 00:00:55.726 -- 00:00:58.743 things, future events and financial performance. 00:00:58.743 -- 00:01:03.165 Any forward-looking statements made during this call are based on the historical performance 00:01:03.165 -- 00:01:08...