BankUnited, Inc. (BKU) Q4 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.298 and CEO, Jim Mackey, Chief Financial Officer, and Tom Cornish, 00:00:05.298 -- 00:00:07.741 Chief Operating Officer. 00:00:07.741 -- 00:00:12.367 Before we start, I'd like to remind everyone that this call may contain forward-looking 00:00:12.367 -- 00:00:18.174 statements within the meaning of the Private Securities Litigation Reform Act of 1995 00:00:18.174 -- 00:00:22.960 that reflect the company's current views with respect to, among other things, future 00:00:22.960 -- 00:00:25.850 events and financial performance. 00:00:25.850 -- 00:00:30.517 Any forward-looking statements made during this call are based on the historical performance 00:00:30.517 -- 00:00:35.525 of the company and its subsidiaries or on the company's current plans, estimates, and 00:00:35.525 -- 00:00:37.368 expectations. 00:00:37.368 -- 00:00:42.155 The inclusion of this forward-looking information should not be regarded as a representation 00:00:42.155 -- 00:00:47.223 by the company that the future plans, estimates, or expectations contemplated by the 00:00:47.223 -- 00:00:49.947 company will be achieved. 00:00:49.947 -- 00:00:55.195 Such forward-looking statements are subject to various risks and uncertainties and assumptions. 00:00:55.195 -- 00:01:00.783 including those relating to the company's operations, financial results, financial condition, 00:01:00.783 -- 00:01:06.010 business prospects, growth strategy and liquidity, including as impacted by external 00:01:06.010 -- 00:01:11.117 circumstances outside the company's direct control, such as adverse events impacting 00:01:11.117 -- 00:01:14.098 the financial services industry. 00:01:14.261 -- 00:01:19.008 The company does not undertake any obligation to publicly update or review any forward-looking 00...