BankUnited, Inc. (BKU) Q3 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.077 Good day and thank you for standing by. Welcome to the Bank United Third Quarter 2025 00:00:04.077 -- 00:00:09.605 Earnings Conference Call. At this time, all participants are in a listen-only mode. 00:00:09.605 -- 00:00:13.270 After the speaker's presentation, there will be a question and answer session. 00:00:13.270 -- 00:00:17.757 To ask a question during this session, you will need to press star 1-1 on your telephone. 00:00:17.757 -- 00:00:20.982 You will then hear an automated message advising your hand is raised. 00:00:20.982 -- 00:00:24.186 To withdraw your question, please press star 1-1 again. 00:00:24.186 -- 00:00:27.183 Please be advised that today's conference is being recorded. 00:00:27.183 -- 00:00:31.047 I would now like to hand the conference over to your first speaker today, Jackie Bravo, 00:00:31.047 -- 00:00:32.088 Corporate Secretary. 00:00:32.088 -- 00:00:35.391 Ma'am, please go ahead. Thank you, Michelle. 00:00:35.391 -- 00:00:39.876 Good morning, and thank you, everyone, for joining us today for Bank United Inc.' 's 00:00:39.876 -- 00:00:43.900 third quarter 2025 results conference call. 00:00:43.900 -- 00:00:49.366 On the call this morning are Raj Singh, Chairman, President, and CEO, 00:00:49.366 -- 00:00:52.609 Leslie Lunak, Chief Financial Officer, 00:00:52.609 -- 00:00:56.765 Jim Mackey, Incoming Chief Financial Officer, and Tom Cornish. 00:00:56.765 -- 00:00:59.408 Chief Operating Officer. 00:00:59.408 -- 00:01:03.914 Before we start, I'd like to remind everyone that this call may contain forward-looking 00:01:03.914 -- 00:01:08.840 statements within the meaning of the Private Securities Litigation Reform Act of 1995 00:01:08.840 -- 00:01:14.007 that reflects the company's current views with respect to, ...