T.G. Lemkalko
President and CEO
Replay available
Bank of the Philippine Islands (BPHLF) Q4 2025 Earnings Call
Bank of the Philippine Islands (OTC: BPHLF) Q4 2025 earnings conference call, held 2026-02-11. Replay captured from the company's public earnings webcast.
Hosted by
Featured presenters
Eric Lochanco
Chief Financial Officer and Chief Strategy Officer
Tere Marshall
Head of BPI Wealth
Jin B. Goh
Head of Consumer Banking
Louis Cruz
Head of Institutional Banking
Jenny Lacerna
Head of Master Retail Products
Dino Gassman
Treasurer and Head of Global Markets
Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Bank Of The Philippine Islands.
Replay transcript excerpt
WEBVTT 00:00:00.638 -- 00:00:02.139 Good 00:00:02.139 -- 00:00:07.664 afternoon, ladies and gentlemen. Welcome to our earnings call to discuss BPI's results 00:00:07.664 -- 00:00:10.947 for the fourth quarter and full year of 2025. 00:00:10.947 -- 00:00:15.411 I'm Haj Narvaez, your moderator for this session. 00:00:15.411 -- 00:00:19.955 Just as a reminder, we're conducting this briefing in a hybrid manner with our BPI speakers 00:00:19.955 -- 00:00:25.039 and panelists here in our headquarters of Tower 2 of Ayala Triangle Gardens, 00:00:25.039 -- 00:00:31.563 Makati City. We also have some participants who are dialing in remotely. 00:00:31.672 -- 00:00:36.658 I am pleased to introduce you to our speakers and panelists this afternoon. 00:00:36.658 -- 00:00:41.662 First, T.G. Lemkalko, our president and CEO. 00:00:42.405 -- 00:00:46.808 Eric Lochanco, CFO and CSO. 00:00:46.911 -- 00:00:52.217 They will also be joined in the panel for the Q&A by Tere Marshall, head of BPI 00:00:52.217 -- 00:00:54.217 Wealth. 00:00:54.400 -- 00:00:58.004 Jin B. Goh, head of Consumer Banking. 00:00:58.004 -- 00:01:01.692 Louis Cruz, head of Institutional Banking. 00:01:01.692 -- 00:01:05.457 Jenny Lacerna, Head of Master Retail Products, 00:01:05.457 -- 00:01:09.262 and Dino Gassman, Treasurer and Head of Global Markets. 00:01:09.262 -- 00:01:14.746 We are also joined by the rest of the BPI leadership team in this call. 00:01:14.829 -- 00:01:19.855 This afternoon's agenda will begin with opening remarks from our President and CEO, T.G. 00:01:19.855 -- 00:01:25.061 Namkauko, followed by our CFO and CSO, Eric Lochanco, who will walk you through 00:01:25.061 -- 00:01:28.203 the fourth quarter and full year performance highlights. 00:01:28.203 -- 00:01:33.732 as well as provide updates on ou...